1002 Charter Oak St, Allen, TX 75002 Property Records

Collin County property record for 1002 Charter Oak St, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,700 sqft · built 1989
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,372 (Jun 2026)
Tax Bill	$6,804 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-2290-00A-0210-1`

Property Details

APN / Parcel Number

Primary APN	`R-2290-00A-0210-1`
Alternative APNs	`000000016136` `16136`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,621 sqft
2nd Floor Area	1,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1002 CHARTER OAK ST
City	ALLEN
State	TX
Zip	75002-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD BEND NO 7B, BLK A, LOT 21
Legal Subdivision	COTTONWOOD BEND NO 7B (CAL)
Legal Block	A
Legal Lot Number	21
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2012
Census Tract	31422

Owner

Source: Collin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 CHARTER OAK ST, ALLEN, TX 75002-5064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Oct 18, 2023	Vendor's Lien, Transfer · Conventional Mortgage ARVEST BANK
Jul 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202679799
Prior Transfer Date	Jul 7, 2023
Prior Transfer Doc	0000080434
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 12, 2026
Property Address	1002 CHARTER OAK ST, ALLEN, TX 75002-5064
Document Number	0000079799
Instrument Date	Jun 12, 2026
Instrument	202679799
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 CHARTER OAK ST, ALLEN, TX 75002-5064

Mortgage

Document Number	0000079800,
Date	Jun 12, 2026
Instrument	202679800

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 18, 2023
Property Address	1002 CHARTER OAK ST, ALLEN, TX 75002-5064
Document Number	2023000119806
Map Reference	VOL G PG 371
Instrument Date	Oct 13, 2023
Instrument	2023000119806
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 CHARTER OAK ST, ALLEN, TX 75002-5064

Mortgage

Document Number	2023000119807
Date	Oct 18, 2023
Instrument	2023000119807

Lender

Name	ARVEST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Jul 18, 2023
Property Address	1002 CHARTER OAK ST, ALLEN, TX 75002-5064
Document Number	2023000080434
Map Reference	VOL G PG 371
Instrument Date	Jul 7, 2023
Instrument	2023000080434
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6248 EMERALDWOOD PL, DALLAS, TX 75254-7826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6248 EMERALDWOOD PL, DALLAS, TX 75254-7826

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,804.00 (-25.71%) Homeowner's exemption	$485,212 (-7.85%) Land $125,000 Building $360,212	$485,212 (-7.85%) Land $125,000 Building $360,212
2024	$9,159.00 (+95.29%)
2023		$526,539 (+19.48%) Land $110,000 Building $416,539	$526,539 (+19.48%) Land $110,000 Building $416,539
2022	$4,690.00 Homeowner's exemption	$440,690 Land $100,000 Building $340,690	$440,690 Land $100,000 Building $340,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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