1002 Bluff Oak Dr, Cary, NC 27519 Property Records

Wake County property record for 1002 Bluff Oak Dr, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,812 sqft · built 2014
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2020)
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0725.02-86-2859-000`

Property Details

APN / Parcel Number

Primary APN	`0725.02-86-2859-000`
Alternative APNs	`0725.02-86-2859 0353755` `0725862859` `0353755`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,812 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	4,356 sqft (0.1 acres)
Garage Area	440 sqft
Porch	Screened Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0353755
Street Address	1002 BLUFF OAK DR
City	CARY
State	NC
Zip	27519-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMFP
Legal Description	LOV438 VILLAGE SQUARE AT AMBERLY PHD BM2
Legal Subdivision	VILLAGE SQUARE AT AMBERLY PHD
Legal Phase	D
Legal Lot Number	V438
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3027
Census Tract	53617

Owner

1002 Bluff Oak Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1002 BLUFF OAK DR, CARY, NC 27519-7406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MTG CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	1583402360
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 31, 2020
Property Address	1002 BLUFF OAK DR, CARY, NC 27519-7406
Document Number	180461434
Book / Page	18046 / 1434
Map Reference	MB 2008 PG 2183
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 STERLING GREEN DR, 2012, MORRISVILLE, NC 27560-7963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 BLUFF OAK DR, CARY, NC 27519-7406

Mortgage

Document Number	180461436
Date	Aug 31, 2020
Instrument	18046/1436

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1002 BLUFF OAK DR, CARY, NC 27519-7406
Document Number	169290298
Book / Page	016929 / 000298
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1002 BLUFF OAK DR CARY NC 275197406, CARY, NC 27519-7406

Mortgage

Document Number	169290298
Date	Oct 3, 2017
Book Page	016929/000298

Lender

Name	BAYCOAST MTG CO LLC
Address	SWANSEA, MA 02777

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Bluff Oak Dr was $6,304.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,304.00	$733,210 Land $200,000 Building $533,210	$733,210 Land $200,000 Building $533,210
2023	$4,604.00	$457,490 Land $85,000 Building $372,490	$457,490 Land $85,000 Building $372,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Bluff Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Bluff Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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