1002 5th St, Carrollton, KY 41008 Property Records

Carroll County property record for 1002 5th St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1948
Lot Size	0.136 acres (5,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Sep 2018)
Tax Bill	$900 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C2-21-01`

Property Details

APN / Parcel Number

Primary APN	`C2-21-01`
Alternative APN	`96621`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,904 sqft (0.136 acres)
Lot Dimensions	82 ft deep x 72 ft wide
Garage Area	280 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	96621
Street Address	1002 5TH ST
City	CARROLLTON
State	KY
Zip	41008-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & CORNER LOT
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1033
Census Tract	950200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 5TH ST, CARROLLTON, KY 41008-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 5, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	201895422
Deed Book / Page	209 / 268
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Recording Date	Jun 30, 2026
Property Address	1002 5TH ST, CARROLLTON, KY 41008-1213
Document Number	0002235026
Book / Page	304 / 134
Instrument Date	May 8, 2026
Instrument	20262235026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 5TH ST, CARROLLTON, KY 41008-1213

Mortgage

Document Number	0002235026,
Date	Jun 30, 2026
Book Page	304/134
Instrument	20262235026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	1002 5TH ST, CARROLLTON, KY 41008-1213
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M273/211
Date	Mar 9, 2022
Book Page	M273/211
Instrument	2200359

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	1002 5TH ST, CARROLLTON, KY 41008-1213
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M256/358
Date	Jun 5, 2020
Book Page	M256/358
Instrument	98841

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	1002 5TH ST, CARROLLTON, KY 41008-1213
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M264/227
Date	Mar 2, 2021
Book Page	M264/227
Instrument	101420

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Sep 5, 2018
Property Address	1002 5TH ST, CARROLLTON, KY 41008-1213
Document Number	00D209/268
Book / Page	D209 / 268
Instrument Date	Aug 24, 2018
Instrument	95422
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 RICHMOND HILL RD, 439, BEDFORD, KY 40006-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 5TH ST, CARROLLTON, KY 41008-1213

Mortgage

Document Number	000M245535
Date	Sep 5, 2018
Instrument	M245/535

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$900.00 (-0.33%)	$89,500 (-) Land $8,000 Building $81,500	$89,500 (-) Land $8,000 Building $81,500
2025	$903.00 (+0.33%)	$89,500 (-) Land $8,000 Building $81,500	$89,500 (-) Land $8,000 Building $81,500
2023	$900.00	$89,500 Land $8,000 Building $81,500	$89,500 Land $8,000 Building $81,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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