1002 3rd St SE, Cairo, GA 39828 Property Records

Grady County property record for 1002 3rd St SE, Cairo, GA 39828 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,970 sqft · built 1991
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jul 2022)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C0180-125-000`

Property Details

APN / Parcel Number

Primary APN	`C0180-125-000`
Alternative APNs	`C0180125` `11114`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,970 sqft Heated Area
1st Floor Area	561 sqft
2nd Floor Area	561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	238 sqft
Patio Area	400 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11114
Street Address	1002 3RD ST SE
City	CAIRO
State	GA
Zip	39828-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 BLK:C SUBD:HIDDEN ACRES
Legal Subdivision	HIDDEN ACRES
Legal Block	C
Legal Lot Number	2
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2061
Census Tract	950502

Owner

Source: Grady County records · APN C0180-125-000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1002 3RD ST SE, CAIRO, GA 39828-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2020	Deed of Trust, Mortgage UNITED NATIONAL BANK
Jan 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIFINANCIAL SERVICES INC
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVISION CREDIT UNION
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVISION CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	0000913490
Deed Book / Page	913 / 490
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	000913/490
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1002 3RD ST SE, CAIRO, GA 39828-3001
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 3RD ST SE, CAIRO, GA 39828-3001

Mortgage

Document Number	0000000870/0000000703
Date	Aug 04, 2020
Book Page	0000000870/0000000703

Lender

Name	UNITED NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	72 Months
Due	Jan 01, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1002 3RD ST SE, CAIRO, GA 39828-3001
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000667/201
Date	Jan 25, 2008
Book Page	667/201

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2028

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1002 3RD ST SE, CAIRO, GA 39828-3001
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000637/6
Date	Aug 17, 2006
Book Page	637/6

Lender

Name	CITIFINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jul 22, 2022
Property Address	1002 3RD ST SE, CAIRO, GA 39828-3001
Document Number	000913/490
Book / Page	913 / 490
Instrument Date	Jul 22, 2022
Instrument	2022-000623
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 3RD ST SE, CAIRO, GA 39828-3001

Mortgage

Document Number	0000000913/0000000493
Date	Jul 28, 2022
Book Page	0000000913/0000000493

Lender

Name	ENVISION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jul 22, 2022
Property Address	1002 3RD ST SE, CAIRO, GA 39828-3001
Document Number	000913/490
Book / Page	913 / 490
Instrument Date	Jul 22, 2022
Instrument	2022-000623
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 3RD ST SE, CAIRO, GA 39828-3001

Mortgage

Document Number	0000913493
Date	Jul 22, 2022
Instrument	913/493

Lender

Name	ENVISION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (-18.4%)	$75,294 (+6.95%) Land $6,000 Building $69,294	$188,236 (+6.95%) Land $15,000 Building $173,236
2024	$2,777.00 (+74.54%)	$70,398 (+63.75%) Land $6,000 Building $64,398	$175,996 (+63.75%) Land $15,000 Building $160,996
2023	$1,591.00 (+3.31%)	$42,992 (-) Land $6,000 Building $36,992	$107,481 (-) Land $15,000 Building $92,481
2022	$1,540.00 Homeowner's exemption	$42,992 Land $6,000 Building $36,992	$107,481 Land $15,000 Building $92,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 14% of Georgia
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 3rd St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures