1002 1st St, Galt, CA 95632 Property Records

Sacramento County property record for 1002 1st St, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,274 sqft · built 1976
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on File
Last Sale$448,000 (Jul 2022)
Tax Bill$5,359 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN148-0270-092-0000

Property Details

APN / Parcel Number

Primary APN148-0270-092-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCustom Design
Exterior MaterialWood Shingle
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,150 sqft (0.164 acres)
Garage Area278 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1002 1ST ST
CityGALT
StateCA
Zip95632-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionMEADOWVIEW 03, LOT 162
Legal SubdivisionMEADOWVIEW 03
Legal Lot Number162
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2008
Census Tract9501

Owner

1002 1st St is owned and occupied by two individuals who bought it in July 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1002 1ST ST, GALT, CA 95632-2105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · USDA Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 13, 2022Grant Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Nov 5, 2021Grant Deed, Transfer
SPRUCE TITLE
Nov 5, 2021Grant Deed, Transfer
SPRUCE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2022 · Amount on File
Deed SaleJul 13, 2022 · Amount on File
Prior SaleNov 5, 2021 · Amount on File
Deed Book / Page20220713 / 434
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1002 1ST ST, GALT, CA 95632-2105
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 LAKE PARK AVE 130, 130, GALT, CA 95632-3757

Mortgage

Document Number0000000708
DateDec 20, 2022
Instrument2022122000708
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
AddressBELLEVUE, WA 98006
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term356 Months
DueAug 1, 2052

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 13, 2022
Property Address1002 1ST ST, GALT, CA 95632-2105
Document Number0000000434
Map ReferenceMB 97 MAP 19
Instrument DateJul 11, 2022
Instrument2022071300434
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanySPRUCE TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1002 1ST ST, GALT, CA 95632-2105

Mortgage

Document Number0000000435
DateJul 13, 2022
Instrument2022071300435
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0000000516
DateJul 14, 2022
Instrument2022071400516
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
AddressBELLEVUE, WA 98006
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term362 Months
DueSep 6, 2052

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 5, 2021
Property Address1002 1ST ST, GALT, CA 95632-2105
Document Number2021110502012
Map ReferenceMB 97 MAP 19
Instrument DateNov 4, 2021
Instrument2021110502012
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanySPRUCE TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976
InvestorPossibly a Property Investor

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 5, 2021
Property Address1002 1ST ST, GALT, CA 95632-2105
Document Number0000002012
Map ReferenceMB 97 MAP 19
Instrument DateNov 4, 2021
Instrument2021110502012
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanySPRUCE TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1002 1st St was $5,359, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$475,420 (+2%) Land $106,120 Building $369,300
2025$5,359.00 (+4.48%)$466,099 Land $104,040 Building $362,059
2024$5,129.00 (+1.71%)
2023$5,043.00 (+30.18%)$448,000 Land $100,000 Building $348,000
2022$3,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1002 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 1st St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number