Spokane County property record for 1002 1st St, Cheney, WA 99004
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,328 sqft · built 1965 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Sep 2006) |
| Tax Bill | $2,704 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13131.3606 |
| Primary APN | 13131.3606 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,328 sqft Total Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 1002 1ST ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1708 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C-2 |
| Legal Description | CHENEY THE ADD TO TOWN OF L9&10 B36 LESS HWY |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 13 |
| Legal Subdivision | CHENEY THE ADD |
| Legal Block | 36 |
| Legal Lot Number | 9,10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 14001 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 187, CHENEY, WA 99004-0187 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2006 · Amount on Record |
| Deed Sale | Sep 18, 2006 · Amount on Record |
| Prior Sale | Oct 14, 1997 · Amount on Record |
| Deed Document Number | 20065435396 |
| Last Transfer Date | Dec 2, 2013 |
| Transfer Doc | 0006269543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1002 1ST ST, CHENEY, WA 99004-1708 |
| Document Number | 0006776331 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1002-1010 1ST ST CHENEY WA 990041708, CHENEY, WA 99004-1708 |
| Document Number | 0006776331 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 6776331 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99201-3719 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,704.00 (-7.37%) | $231,600 (-3.18%) Land $81,000 Building $150,600 | $231,600 (-3.18%) Land $81,000 Building $150,600 |
| 2025 | $2,919.00 (+45.37%) | ||
| 2024 | $239,200 (-1.36%) Land $54,000 Building $185,200 | $239,200 (-1.36%) Land $54,000 Building $185,200 | |
| 2023 | $2,008.00 (-25.3%) | $242,500 Land $54,000 Building $188,500 | $242,500 Land $54,000 Building $188,500 |
| 2022 | $2,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Washington |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DCI.
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