10019 Rolling River Run, Laurel, MD 20723 Property Records

Howard County property record for 10019 Rolling River Run, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,214 sqft · built 2003
Lot Size	0.253 acres (11,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Apr 2019)
Tax Bill	$12,424 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-568467`

Property Details

APN / Parcel Number

Primary APN	`06-568467`
Alternative APN	`568467`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,214 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,026 sqft (0.253 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	66 sqft
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	568467
Street Address	10019 ROLLING RIVER RUN
City	LAUREL
State	MD
Zip	20723-5769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 141 11,026 SQ' 10019 ROLLING RIVER RUN EMERSON S-2 PH-1B
Legal Subdivision	ROLLING RIVER RUN
Legal Phase	1B
Legal Lot Number	141
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 4, 2019	Deed, Transfer · ARM WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Book / Page	18609 / 263
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769

Mortgage

Document Number	0208310129
Date	Aug 24, 2021
Book Page	20831/129

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769

Mortgage

Document Number	0196220335
Date	Aug 14, 2020
Book Page	19622/335

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 4, 2019
Property Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769
Document Number	0186090263
Book / Page	18609 / 263
Map Reference	MB 15207
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10019 ROLLING RIVER RUN, LAUREL, MD 20723-5769

Mortgage

Document Number	18609269
Date	Apr 4, 2019
Instrument	18609/269

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	11.2%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,424.00 (-0.76%) Homeowner's exemption	$905,033 (+6.93%)	$1,022,300 (+20.78%) Land $277,100 Building $745,200
2025	$12,519.00 (+59.97%) Homeowner's exemption	$846,400 (+13.53%) Land $202,100 Building $644,300	$846,400 (-) Land $202,100 Building $644,300
2023		$745,533	$846,400 Land $202,100 Building $644,300
2022	$7,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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