10019 E Bridges Rd, Elk, WA 99009 Property Records

Spokane County property record for 10019 E Bridges Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 2016
Lot Size	3.76 acres (164,221 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,300 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49084.9051`

Property Details

APN / Parcel Number

Primary APN	`49084.9051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	3,241 sqft
1st Floor Area	1,536 sqft
2nd Floor Area	684 sqft
Upper Floors Area	616 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	164,221 sqft
Garage Type	Attached
Garage Area	1,021 sqft
Parking Spaces	6 Parking Spaces
Patio Area	288 sqft
Canopy	348 sqft
Utility Building	1,360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10019 E BRIDGES RD
City	ELK
State	WA
Zip	99009-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	08-29-44 PTN OF SE1/4 DAF; BEG AT SW COR OF NW1/4 OF SE1/4 TH E402.66FT TO NWLY LN OF BRIDGES RD TH NELY ALG SD NWLY LN 195FT TO TRUE POB TH NELY ALG SD NWLY LN 138.55FT TO A PT 641. 26FT FROM W LN OF NW1/4 OF SE1/4 MEAS AT R/A TH N870FT M/L TO THR E
Legal Range	44
Legal Township	29
Legal Section	08
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3027
Census Tract	10201

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 316, ELK, WA 99009-0316
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 17, 2019	Deed of Trust, Mortgage SPOKANE FCU
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK NW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2014
Transfer Doc	0006306839
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 10, 2026
Property Address	10019 E BRIDGES RD, ELK, WA 99009-8001
Document Number	0007494483
Instrument Date	Jun 5, 2026
Instrument	20267494483
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10019 E BRIDGES RD, ELK, WA 99009-8001

Mortgage

Document Number	0007494483,
Date	Jun 10, 2026
Instrument	20267494483

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10019 E BRIDGES RD, ELK, WA 99009
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007035118
Date	Feb 16, 2021
Instrument	7035118

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10019 E BRIDGES RD, ELK, WA 99009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006797863
Date	Apr 17, 2019
Instrument	6797863

Lender

Name	SPOKANE FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10019 E BRIDGES RD, ELK, WA 99009
Document Number	0006685892
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10019 E BRIDGES RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	0006685892
Date	Mar 2, 2018
Instrument	6685892

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 6, 2017
Property Address	10019 E BRIDGES RD, ELK, WA 99009
Instrument Date	Mar 1, 2017
Instrument	6583197
Transaction Type	Construction Loan
Record Updated	Apr 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10019 E BRIDGES RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	0006583197
Date	Mar 6, 2017
Instrument	6583197

Lender

Name	STATE BK NW
Type	Bank
Address	SPOKANE VALLEY, WA 99216-0732

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,300.00 (+6.85%)	$635,380 (+2.77%) Land $170,480 Building $464,900	$635,380 (+2.77%) Land $170,480 Building $464,900
2025	$4,960.00 (+4.38%)	$618,280 (+3.46%) Land $106,780 Building $511,500	$618,280 (+3.46%) Land $106,780 Building $511,500
2024	$4,752.00 (+1.82%)	$597,580 (+39.1%) Land $106,780 Building $490,800	$597,580 (+39.1%) Land $106,780 Building $490,800
2023	$4,667.00 (+15.98%)	$429,590 Land $52,990 Building $376,600	$429,590 Land $52,990 Building $376,600
2022	$4,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	40 / 3
Ziply Fiber Fixed Wireless	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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