10016 E 15th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10016 E 15th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1952
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$313 (Jan 2023)
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45204.4047`

Property Details

APN / Parcel Number

Primary APN	`45204.4047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,170 sqft
Basement Area	558 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	338 sqft
Shed	1 Shed
Shed Area	232 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10016 E 15TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIVERSITY PLACE LTS 3 & 4 BLK 39
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	UNIVERSITY PLACE
Legal Block	39
Legal Lot Number	3,4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1019
Census Tract	12500

Owner

10016 E 15th Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10016 E 15TH AVE, SPOKANE VALLEY, WA 99206-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2023	Intrafamily Transfer, Transfer · FHA Mortgage LOANLIFE
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Dec 31, 2007 · Amount on File
Deed Document Number	20237265944
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0007265944
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10016 E 15TH AVE, SPOKANE VALLEY, WA 99206-3413
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10016 E 15TH AVE, SPOKANE VALLEY, WA 99206-3413

Mortgage

Document Number	0007330431
Date	Jan 26, 2024
Instrument	7330431

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	343 Months
Due	Aug 1, 2052

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jan 31, 2023
Property Address	10016 E 15TH AVE, SPOKANE VALLEY, WA 99206-3413
Document Number	0007265944
Map Reference	VOL Q PG 19
Instrument Date	Jul 15, 2022
Instrument	7265944
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10016 E 15TH AVE, SPOKANE VALLEY, WA 99206-3413

Mortgage

Document Number	0007265945
Date	Jan 31, 2023
Instrument	7265945

Lender

Name	LOANLIFE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 23, 2022
Property Address	10016 E 15TH AVE, SPOKANE VALLEY, WA 99206-3413
Document Number	0007217860
Map Reference	VOL J PG 50
Instrument Date	Jun 20, 2022
Instrument	7217860
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,385.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11414 E 17TH AVE, SPOKANE VALLEY, WA 99206-2302
Investor	Possibly a Property Investor

Mortgage

Document Number	0007217963
Date	Jun 23, 2022
Instrument	7217963

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 10016 E 15th Ave was $2,908, up 9.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (+9.94%)	$279,600 Land $120,000 Building $159,600	$279,600 Land $120,000 Building $159,600
2025	$2,645.00
2024		$256,800 (+29.18%) Land $90,000 Building $166,800	$256,800 (+29.18%) Land $90,000 Building $166,800
2023	$2,484.00 (+6.29%)	$198,800 Land $60,000 Building $138,800	$198,800 Land $60,000 Building $138,800
2022	$2,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10016 E 15th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10016 E 15th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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