10015 Toby Rd, San Ramon, CA 94583 Property Records

Contra Costa County property record for 10015 Toby Rd, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 3,548 sqft · built 1979
Lot Size	0.233 acres (10,160 sqft)
Owner	Company Name on File
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-062-001-2`

Property Details

APN / Parcel Number

Primary APN	`213-062-001-2`
Alternative APN	`213-062-001`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,548 sqft Living Area
1st Floor Area	1,921 sqft
2nd Floor Area	1,627 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Lot Area	10,160 sqft (0.233 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10015 TOBY RD
City	SAN RAMON
State	CA
Zip	94583-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04820 L0003 B
Legal Subdivision	SUBDIVISION 4820
Legal Tract	04820
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	10015 TOBY RD, SAN RAMON, CA 94583-2552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit TRI VALLEY BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 11, 2005
Transfer Doc	0000054297
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10015 TOBY RD, SAN RAMON, CA 94583-2552
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156228
Date	Aug 28, 2017
Instrument	2017-156228

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	333 Months
Due	May 1, 2045

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10015 TOBY RD, SAN RAMON, CA 94583-2552
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045076
Date	Mar 23, 2018
Instrument	2018-045076

Lender

Name	TRI VALLEY BANK
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10015 TOBY RD, SAN RAMON, CA 94583-2552
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 TOBY RD, SAN RAMON, CA 94583-2552

Mortgage

Document Number	0000258632
Date	Nov 2, 2020
Instrument	2020-258632

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,125 (+2%) Land $95,904 Building $367,221
2025	$5,912.00 (+4.1%) Homeowner's exemption	$454,045 (+4.04%) Land $94,024 Building $360,021
2023	$5,679.00 (+0.78%) Homeowner's exemption	$436,416 Land $90,374 Building $346,042
2022	$5,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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