10015 Oneida Rd, Grand Ledge, MI 48837 Property Records

Eaton County property record for 10015 Oneida Rd, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,178 sqft · built 1978
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Aug 2026)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03002140008500`

Property Details

APN / Parcel Number

Primary APN	`03002140008500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,178 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Lot Area	52,708 sqft (1.21 acres)
Garage Area	484 sqft
Porch	Slab
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10015 ONEIDA RD
City	GRAND LEDGE
State	MI
Zip	48837-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 AG
Legal Description	E 255 FT OF N 208 FT OF S 20 ACRES OF SE 1/4 OF SE 1/4. SEC.21, T4N,R4W, ONEIDA TWP 1979
Legal Range	04W
Legal Township	04N
Legal Section	21
Jurisdiction	EATON MI
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3016
Census Tract	20500

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 TIMBERCREEK DR, 8, GRAND LEDGE, MI 48837-2307
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 5, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jan 29, 2026	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Deed Document Number	20263143
Deed Book / Page	3208 / 789
Prior Transfer Date	Jan 29, 2026
Prior Transfer Doc	3175000850
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 26, 2026
Property Address	10015 ONEIDA RD, GRAND LEDGE, MI 48837-9724
Document Number	0000003143
Book / Page	3208 / 789
Instrument Date	Aug 20, 2026
Instrument	20263143
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218,887.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 TIMBERCREEK DR, 8, GRAND LEDGE, MI 48837-2307

Mortgage

Document Number	0000002931,
Date	Aug 26, 2026
Instrument	20262931

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Aug 21, 2026
Property Address	10015 ONEIDA RD, GRAND LEDGE, MI 48837-9724
Document Number	0000002931
Book / Page	3207 / 1034
Instrument Date	Aug 20, 2026
Instrument	20262931
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 TIMBERCREEK DR, 8, GRAND LEDGE, MI 48837-2307

Mortgage

Document Number	0000002931,
Date	Aug 21, 2026
Book Page	3207/1034
Instrument	20262931

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	May 5, 2026
Property Address	10015 ONEIDA RD, GRAND LEDGE, MI 48837-9724
Document Number	3189000960
Book / Page	3189 / 960
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 ONEIDA RD, GRAND LEDGE, MI 48837-9724

Mortgage

Document Number	3189000960,
Date	May 5, 2026
Book Page	3189/960

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EATON MI
Recording Date	Jan 29, 2026
Property Address	10015 ONEIDA RD, GRAND LEDGE, MI 48837-9724
Document Number	003175/850
Book / Page	3175 / 850
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003175/853
Date	Jan 29, 2026
Book Page	3175/853

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	10015 ONEIDA RD, GRAND LEDGE, MI 48837-9724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2667/1036
Date	Mar 6, 2017
Book Page	2667/1036

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Oneida Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,100 (-1.83%)	$215,228 (-) Land $33,115 Building $182,113
2025	$3,525.00 (+4.88%) Homeowner's exemption	$109,100 (+16.31%)	$215,228 (+14.73%) Land $33,115 Building $182,113
2024	$3,361.00 (+11.25%)
2023		$93,800	$187,600
2022	$3,021.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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