10015 12th Ave E, Tacoma, WA 98445 Property Records

Pierce County property record for 10015 12th Ave E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 993 sqft · built 1978
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$215,500 (Dec 2008)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`774500-2-492`

Property Details

APN / Parcel Number

Primary APN	`774500-2-492`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	993 sqft Living Area
Gross Area	1,413 sqft
1st Floor Area	993 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	172 sqft
Deck Area	541 sqft
Patio Area	541 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	10015 12TH AVE E
City	TACOMA
State	WA
Zip	98445-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 03 QUARTER 24 SOUTHEAST TACOMA L 16 THRU 19 B 58 TOG/W E 10 FT ADAMS ST VAC OUT OF 249-1 SEG R-0251 NF EMS
Legal Range	03
Legal Township	19
Legal Section	03
Legal Subdivision	SOUTHEAST TACOMA
Legal Block	58
Legal Lot Number	16-19
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2008
Census Tract	71603

Owner

10015 12th Ave E is owned and occupied by two individuals who acquired it in May 2012.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10015 12TH AVE E, TACOMA, WA 98445-3931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2008 · Amount on File
Deed Sale	Dec 26, 2008 · Amount on File
Prior Sale	Feb 20, 1997 · Amount on File
Deed Document Number	2008389
Last Transfer Date	May 2, 2012
Transfer Doc	0000000311
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10015 12TH AVE E, TACOMA, WA 98445-3931
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010020101
Date	Oct 2, 2023
Instrument	202310020101

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10015 12TH AVE E, TACOMA, WA 98445-3931
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011121032
Date	Nov 12, 2019
Instrument	201911121032

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10015 12TH AVE E, TACOMA, WA 98445-3931
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008190007
Date	Aug 19, 2021
Instrument	202108190007

Lender

Name	NEXERA HOLDING LLC
Type	Funding / Finance Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10015 12TH AVE E, TACOMA, WA 98445-3931
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 12TH AVE E, TACOMA, WA 98445-3931

Mortgage

Document Number	0002260093
Date	Feb 26, 2021
Instrument	202102260093

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10015 12TH AVE E, TACOMA, WA 98445-3931
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 12TH AVE E, TACOMA, WA 98445-3931

Mortgage

Document Number	0000000093
Date	Feb 26, 2021
Instrument	202102260093

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10015 12th Ave E was $4,486, up 9.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,000 Land $172,000 Building $196,000	$368,000 Land $172,000 Building $196,000
2025	$4,486.00 (+9.9%)
2024	$4,082.00 (-1.45%)	$344,800 (-5.92%) Land $176,100 Building $168,700	$344,800 (-5.92%) Land $176,100 Building $168,700
2023	$4,142.00	$366,500 Land $179,800 Building $186,700	$366,500 Land $179,800 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10015 12th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10015 12th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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