10014 N Cochran Rd, Spokane, WA 99208 Property Records

Spokane County property record for 10014 N Cochran Rd, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,078 sqft · built 2006
Lot Size0.284 acres (12,375 sqft)
OwnerIndividual Name on Record
Last Sale$725,000 (Jul 2022)
Tax Bill$7,183 (2026)
Deeds & MortgagesMar 2022 Second Mortgage
Jul 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN26133.1804

Property Details

APN / Parcel Number

Primary APN26133.1804

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area4,078 sqft Living Area
Gross Area5,133 sqft
1st Floor Area2,163 sqft
Basement Area2,130 sqft
Finished Basement1,915 sqft
Unfinished Basement215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,375 sqft (0.284 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area225 sqft
Patio Area56 sqft
Canopy233 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10014 N COCHRAN RD
CitySPOKANE
StateWA
Zip99208-5651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionJESSES BLUFF 2ND ADD (AFN 5335959) LT 4 BLK 3
Legal Range42E
Legal Township26N
Legal Section13
Legal SubdivisionJESSES BLUFF 2ND ADD
Legal Block3
Legal Lot Number4
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2021
Census Tract10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VINTAGE LOANS LLC
Jul 12, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITADEL SERVICING CORPORATION
Jul 12, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITADEL SERVICING CORPORATION
Jul 12, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITADEL SERVICING CORPORATION
Sep 1, 2022Quit Claim Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 1, 2022Quit Claim Deed, Transfer
SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC
Jul 12, 2022Warranty Deed, Transfer · Commercial Mortgage
CITADEL SERVICING CORPORATION
Sep 28, 2018Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleMay 31, 2007 · Amount on Record
Deed Document Number20227223417
Last Transfer DateAug 17, 2022
Transfer Doc0007236780
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651

Mortgage

Document Number0007190255
DateMar 18, 2022
Instrument7190255
Lender
NameVINTAGE LOANS LLC
TypeMortgage Company
AddressSEATTLE, WA 98105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007223422
DateJul 12, 2022
Instrument7223422
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeCommercial Mortgage

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007223420
DateJul 12, 2022
Instrument7223420
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeCommercial Mortgage

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007223419
DateJul 12, 2022
Instrument7223419
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateSep 1, 2022
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Document Number0007236773
Map ReferenceVOL 32 PG 24-26
Instrument DateAug 17, 2022
Instrument7236773
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007236781
DateSep 1, 2022
Instrument7236781
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateSep 1, 2022
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Document Number0007236780
Map ReferenceVOL 32 PG 24-26
Instrument DateAug 17, 2022
Instrument7236780
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJul 12, 2022
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Document Number0007223417
Map ReferenceVOL 32 PG 24-26
Instrument DateJun 1, 2022
Instrument7223417
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyVISTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,010.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007223418
DateJul 12, 2022
Instrument7223418
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Address25531
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2023

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address10014 N COCHRAN RD, SPOKANE, WA 99208-5651
Document Number0006751718
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10014 N COCHRAN RD SPOKANE WA 992085651, SPOKANE, WA 99208-5651

Mortgage

Document Number0006751718
DateOct 15, 2018
Instrument6751718
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,183.00 (+1.53%)$704,800 (-0.18%) Land $140,000 Building $564,800$704,800 (-0.18%) Land $140,000 Building $564,800
2025$7,075.00 (+6.2%)$706,100 (-1.9%) Land $135,000 Building $571,100$706,100 (-1.9%) Land $135,000 Building $571,100
2024$719,800 (+31.76%) Land $110,000 Building $609,800$719,800 (+31.76%) Land $110,000 Building $609,800
2023$6,662.00 (+6.9%)$546,300 Land $64,000 Building $482,300$546,300 Land $64,000 Building $482,300
2022$6,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 63% of Washington
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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