10013 Wintercrest Dr, Ashland, VA 23005 Property Records

Hanover County property record for 10013 Wintercrest Dr, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,557 sqft · built 2004
Lot Size	1.29 acres (56,497 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Sep 2019)
Tax Bill	$7,704 (2026)
Deeds & Mortgages	Nov 2021 Refinance Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7789-99-9189`

Property Details

APN / Parcel Number

Primary APN	`7789-99-9189`
Alternative APN	`10204960`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,557 sqft Living Area
1st Floor Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	56,497 sqft (1.29 acres)
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Patio
Porch Area	88 sqft
Deck Area	120 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10204960
Street Address	10013 WINTERCREST DR
City	ASHLAND
State	VA
Zip	23005-7455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	WINTERCREST LOT 10
Legal Subdivision	WINTERCREST
Legal Lot Number	10
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2019
Census Tract	320701

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10013 WINTERCREST DR, ASHLAND, VA 23005-7455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance APPLE FEDERAL CREDIT UNION
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CU
Nov 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Sep 6, 2011 · Amount on Record
Deed Document Number	2019109030
Deed Book / Page	3232 / 3407
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	10013 WINTERCREST DR, ASHLAND, VA 23005-7455
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033371752
Date	Nov 30, 2021
Book Page	3337/1752
Instrument	20211130000249250

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Sep 4, 2019
Property Address	10013 WINTERCREST DR, ASHLAND, VA 23005-7455
Document Number	32323407
Book / Page	003232 / 003407
Instrument Date	Jul 17, 2019
Instrument	109030
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10013 WINTERCREST DR ASHLAND VA 230057455, ASHLAND, VA 23005-7455

Mortgage

Document Number	32323410
Date	Sep 4, 2019
Book Page	003232/003410
Instrument	109040

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	10013 WINTERCREST DR, ASHLAND, VA 23005-7455
Document Number	31882852
Book / Page	003188 / 002852
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	31882852
Date	Dec 5, 2017
Book Page	003188/002852
Instrument	156110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Fixed Rate
Rate	3.55%

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,704.00	$951,200 Land $138,600 Building $812,600	$951,200 Land $138,600 Building $812,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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