10013 Fair Ln, Union, IL 60180 Property Records

McHenry County property record for 10013 Fair Ln, Union, IL 60180

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 1975
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Owner Names on File
Last Sale	$272,000 (Nov 2013)
Deeds & Mortgages	Feb 2024 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-377-008`

Property Details

APN / Parcel Number

Primary APN	`17-23-377-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,500 sqft
Basement Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Ranch
Exterior Material	Metal
Foundation Type	Raised
Lot Area	50,094 sqft (1.15 acres)
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10013 FAIR LN
City	UNION
State	IL
Zip	60180-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0053254 LT 91 KNOLL TOP SUB UNIT 6
Legal Range	06E
Legal Township	43N
Legal Section	23
Legal Subdivision	KNOLL TOP
Legal Block	377
Legal Lot Number	91
Legal Unit	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1046
Census Tract	871501

Owner

Source: McHenry County records · APN 17-23-377-008

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	10013 FAIR LN, UNION, IL 60180-9510

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 08, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2013 · Amount on Record
Deed Sale	Nov 05, 2013 · Amount on Record
Deed Document Number	2013R0053254
Record Updated	Jun 07, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10013 FAIR LN, UNION, IL 60180-9510
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002481
Date	Feb 02, 2024
Instrument	2024R0002481

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2044

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10013 FAIR LN, UNION, IL 60180-9510
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062283
Date	Nov 17, 2021
Instrument	2021R0062283

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10013 FAIR LN, UNION, IL 60180-9510
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NLT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020583
Date	Jun 08, 2017
Instrument	2017R0020583

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate	4.25%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10013 FAIR LN, UNION, IL 60180-9510
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027012
Date	Jul 24, 2017
Instrument	2017R0027012

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.39%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$103,195 Land $22,117 Building $81,078	$309,585 Land $66,351 Building $243,234

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 74 locations within half a mile of this property.

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