10012 S 400 E, Geneva, IN 46740 Property Records

Adams County property record for 10012 S 400 E, Geneva, IN 46740

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,480 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Oct 2017)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-30-200-005.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-30-200-005.000-006`
Alternative APNs	`01608000002890` `00608140710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft
Basement Area	2,080 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Granary	192 sqft
Lean-To	2,688 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00608140710
Street Address	10012 S 400 E
City	GENEVA
State	IN
Zip	46740-9111
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 660' E/2 E/2 NE SEC 30 (10A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5046
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10012 S 400 E, GENEVA, IN 46740-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage FARMERS & MERCHANTS STATE BANK
Jul 3, 2018	Deed of Trust, Mortgage MERCER SAVINGS BANK
Apr 7, 2021	Deed of Trust, Mortgage · ARM FARMERS & MERCHANTS STATE BANK
Oct 5, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	20173765
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10012 S 400 E, GENEVA, IN 46740-9111
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002514
Date	May 10, 2021
Instrument	2021002514

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10012 S 400 E, GENEVA, IN 46740-9111
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002508
Date	Jul 3, 2018
Instrument	2018002508

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10012 S 400 E, GENEVA, IN 46740-9111
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001877
Date	Apr 7, 2021
Instrument	2021001877

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2028
Index	1-Year CMT
Margin	4

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 5, 2017
Property Address	10012 S 400 E, GENEVA, IN 46740-9111
Document Number	2017003765
Instrument Date	Oct 3, 2017
Instrument	2017003765
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10012 S 400 E, GENEVA, IN 46740-9111

Mortgage

Document Number	2017003766
Date	Oct 5, 2017
Instrument	2017003766

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 3, 2018

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+1.35%) Homeowner's exemption	$356,600 (+13.64%) Land $33,300 Building $323,300	$356,600 (+13.64%) Land $33,300 Building $323,300
2024	$3,035.00 (+2.19%)
2023	$2,970.00 (+3.7%)	$313,800 (+1.36%) Land $31,900 Building $281,900	$313,800 (+1.36%) Land $31,900 Building $281,900
2022	$2,864.00 (+16.05%)	$309,600 Land $29,500 Building $280,100	$309,600 Land $29,500 Building $280,100
2020	$2,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wabash Communications Fixed Wireless	10 / 1

May also be available: Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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