10011 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 10011 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,328 sqft · built 2002
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on File
Last Sale	$630,000 (Oct 2018)
Tax Bill	$16,559 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-020`

Property Details

APN / Parcel Number

Primary APN	`1010-020`
Alternative APNs	`268911006400010090000000` `572689 110.64-1-9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	1,628 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	1 ft deep x 110 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	777 sqft
Shed	1 Shed
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1010-020
Street Address	10011 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4025
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records · APN 1010-020

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10011 E BLUFF DR, PENN YAN, NY 14527-9029
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 19, 2018	Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20182736
Deed Book / Page	744 / 345
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	10011 E BLUFF DR, PENN YAN, NY 14527-9029
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10011 E BLUFF DR, PENN YAN, NY 14527-9029

Mortgage

Document Number	20216512
Date	Oct 25, 2021
Instrument	2021-6512

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Oct 19, 2018
Property Address	10011 E BLUFF DR, PENN YAN, NY 14527-9029
Document Number	0DE744/345
Book / Page	DE 744 / 345
Map Reference	LB IIA PG610
Instrument Date	Oct 11, 2018
Instrument	2018-00002736
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 E BLUFF DR, 1011, PENN YAN, NY 14527-8922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10011 E BLUFF DR, PENN YAN, NY 14527-9029

Mortgage

Document Number	201800002737
Date	Oct 19, 2018
Instrument	2018-00002737

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Nov 01, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.8%
Index	1-Year LIBOR
Max Rate	8.8%

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,559.00 (+21.49%)	$1,158,250 (+30.14%) Land $471,300 Building $686,950	$1,232,181 (+17.68%) Land $501,383 Building $730,798
2023		$890,000 Land $407,700 Building $482,300	$1,047,059 Land $479,647 Building $567,412
2020	$13,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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