1001 West St, Laurel, DE 19956 Property Records

Sussex County property record for 1001 West St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,738 sqft · built 1900
Lot Size	0.184 acres (8,019 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Aug 2019)
Tax Bill	$728 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.10-72.02`

Property Details

APN / Parcel Number

Primary APN	`432-8.10-72.02`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,019 sqft (0.184 acres)
Lot Dimensions	99 ft deep x 81 ft wide

Location & Zoning

Street Address	1001 WEST ST
City	LAUREL
State	DE
Zip	19956-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	SE INT/TENTH WEST STS LOT W/IMP
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2013
Census Tract	51802

Owner

1001 West St is owned and occupied by an individual who bought it in August 2019.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1001 WEST ST, LAUREL, DE 19956-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Aug 27, 2019	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Nov 28, 2018	Grant Deed, Transfer JARVIS & ASSOICATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	201931226
Deed Book / Page	5111 / 63
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	1001 WEST ST, LAUREL, DE 19956-1933
Document Number	0184520024
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 WEST ST LAUREL DE 199561933, LAUREL, DE 19956-1933

Mortgage

Document Number	0184520024
Date	Jun 4, 2020
Book Page	018452/000024
Instrument	23509

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 27, 2019
Property Address	1001 WEST ST, LAUREL, DE 19956-1933
Document Number	0051110063
Book / Page	005111 / 000063
Instrument Date	Aug 23, 2019
Instrument	31226
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1001 WEST ST LAUREL DE 199561933, LAUREL, DE 19956-1933

Mortgage

Document Number	177500234
Date	Aug 27, 2019
Book Page	017750/000234
Instrument	31227

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 28, 2018
Property Address	1001 WEST ST, LAUREL, DE 19956-1933
Document Number	0049830130
Book / Page	004983 / 000130
Instrument Date	Nov 13, 2018
Instrument	43418
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$157.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14288 BRANDY LN GEORGETOWN DE 199474563, GEORGETOWN, DE 19947-4563

Mortgage

Document Number	172600162
Date	Nov 28, 2018
Book Page	017260/000162
Instrument	43419

Lender

Name	JARVIS & ASSOICATES LLC
Address	33298 MARINA BAY CIR, LAUREL, DE 19956

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1001 West St was $728, up 3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$728.00 (+2.97%)	$5,400 (-) Land $850 Building $4,550	$199,700 (-) Land $31,000 Building $168,700
2025	$707.00	$5,400 Land $850 Building $4,550	$199,700 Land $31,000 Building $168,700
2023	$337.00	$5,400 Land $850 Building $4,550	$10,800 Land $1,700 Building $9,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1001 West St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1001 West St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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