1001 Twisted Branch Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1001 Twisted Branch Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,281 sqft · built 2006
Lot Size	0.312 acres (13,590 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2023)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-25-31-2858-0001-0240`

Property Details

APN / Parcel Number

Primary APN	`30-25-31-2858-0001-0240`
Alternative APNs	`253130285800010240` `138010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,281 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	2,281 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,590 sqft (0.312 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	341 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1001 TWISTED BRANCH LN
City	SAINT CLOUD
State	FL
Zip	34771-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHISHOLM ESTATES PB 18 PG 16-17 LOT 24
Legal Range	31E
Legal Township	25S
Legal Section	30
Legal Subdivision	CHISHOLM ESTATES
Legal Tract	2858
Legal Block	240
Legal Lot Number	24
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

1001 Twisted Branch Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	202336375
Deed Book / Page	6379 / 1138
Prior Transfer Date	Nov 7, 2014
Prior Transfer Doc	0046970198
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912

Mortgage

Document Number	0066612173
Date	Sep 6, 2024
Book Page	6661/2173
Instrument	2024115584

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Aug 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2023
Property Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912
Document Number	0063791138
Book / Page	6379 / 1138
Map Reference	MB 18 PG 16&17
Instrument Date	Mar 30, 2023
Instrument	2023036375
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18516 W LAWRENCE LN, WADDELL, AZ 85355-7931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912

Mortgage

Document Number	0063791140
Date	Mar 31, 2023
Instrument	6379/1140

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2020
Property Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912
Document Number	0058001917
Book / Page	5800 / 1917
Map Reference	MB 18 PG 16&17
Instrument Date	Sep 25, 2020
Instrument	2020129192
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3703 LAKE BUYNAK RD, 3703, WINDERMERE, FL 34786-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8912

Mortgage

Document Number	0058001919
Date	Sep 25, 2020
Instrument	5800/1919

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1001 Twisted Branch Ln was $4,754 with a homeowner's exemption, up 5.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+5.08%) Homeowner's exemption	$296,236	$380,000 Land $65,000 Building $315,000
2024	$4,524.00 (+316.57%)
2023	$1,086.00 (+15.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,845 (+3%)	$374,300 (+39.09%) Land $65,000 Building $309,300
2022	$941.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$256,161	$269,100 Land $55,000 Building $214,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1001 Twisted Branch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1001 Twisted Branch Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twisted Branch Ln

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