Shiawassee County property record for 1001 Ryan St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1915 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,500 (Mar 2021) |
| Tax Bill | $2,129 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-113-001-009-00 |
| Primary APN | 050-113-001-009-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 132 ft deep x 47 ft wide |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1001 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 47' LOT 9 BLK 1 CITY ASSESSORS PLAT 3 |
| Legal Subdivision | ASSESSORS 3 -CITY OF OWOSSO |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1001 RYAN ST, OWOSSO, MI 48867-3439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 16, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Jun 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2015 · Amount on Record |
| Deed Document Number | 20213343471 |
| Deed Book / Page | 1279 / 705 |
| Prior Transfer Date | Jun 4, 2020 |
| Prior Transfer Doc | 0012690784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 1001 RYAN ST, OWOSSO, MI 48867-3439 |
| Document Number | 0003403920 |
| Book / Page | 1339 / 341 |
| Instrument Date | May 28, 2026 |
| Instrument | 20263403920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1001 RYAN ST, OWOSSO, MI 48867-3439 |
| Investor | Possibly a Property Investor |
| Document Number | 0003403920, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 1339/341 |
| Instrument | 20263403920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 16, 2021 |
| Property Address | 1001 RYAN ST, OWOSSO, MI 48867-3439 |
| Document Number | 0012790705 |
| Book / Page | 1279 / 705 |
| Map Reference | LB 1 PG 43 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 3343471 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6170 TRILLIUM TER, 6170, GRAYLING, MI 49738-6722 |
| Name | Verified Name |
|---|---|
| Address | 1001 RYAN ST # 247, 247, OWOSSO, MI 48867-3439 |
| Document Number | 3343472 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 3343472 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 15, 2020 |
| Property Address | 1001 RYAN ST, OWOSSO, MI 48867-3439 |
| Document Number | 0012690784 |
| Book / Page | 001269 / 000784 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 3333426 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 RYAN ST OWOSSO MI 488673439, OWOSSO, MI 48867-3439 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,100 (+10.18%) | $134,200 (+10.18%) | |
| 2025 | $2,129.00 (+4.88%) Homeowner's exemption | $60,900 (+20.83%) | $121,800 (+20.83%) |
| 2024 | $2,030.00 | ||
| 2023 | $2,030.00 Homeowner's exemption | $50,400 | $100,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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