1001 Park St, Pentwater, MI 49449 Property Records

Oceana County property record for 1001 Park St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.454 acres (19,801 sqft)
Owner	Individual Name on Record
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-620-121-30`

Property Details

APN / Parcel Number

Primary APN	`044-620-121-30`

Exterior

Lot Area	19,801 sqft (0.454 acres)

Location & Zoning

Street Address	1001 PARK ST
City	PENTWATER
State	MI
Zip	49449-7548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1001 E PARK ST WD-L2008P21399 QC-L2014P18400 QC-L2014P18402 OFFICIAL MAP PLAT D VILLAGE OF PENTWATER W 104.5 FT OF N 208.75 F
Legal Subdivision	PLAT D
Legal Lot Number	121
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1067
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 PARK ST, PENTWATER, MI 49449-7548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 17, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2015
Deed Sale	May 22, 2015
Prior Sale	Oct 20, 2008 · Amount on Record
Deed Book / Page	2015 / 8306
Prior Transfer Date	Nov 1, 2014
Prior Transfer Doc	2014/018402
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1001 PARK ST, PENTWATER, MI 49449-9331
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 PARK ST, PENTWATER, MI 49449-9331

Mortgage

Document Number	02023/6142
Date	Apr 13, 2023
Book Page	2023/6142
Instrument	202300001944

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Mar 17, 2020
Property Address	1001 PARK ST, PENTWATER, MI 49449-9331
Document Number	2020/4565
Book / Page	2020 / 4565
Instrument Date	Mar 10, 2020
Instrument	202000001247
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 PARK ST, PENTWATER, MI 49449-9331

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,800 (-0.56%) Land $106,800	$213,600 (-0.56%) Land $213,600
2025	$1,735.00 (+6.57%) Homeowner's exemption	$107,400 (+30.5%) Land $107,400	$214,800 (+30.5%) Land $214,800
2024	$1,628.00 (+10.3%)
2023		$82,300 Land $82,300	$164,600 (-) Land $164,600
2022	$1,476.00		$164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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