1001 Ostergaard Ave, Racine, WI 53406 Property Records

Racine County property record for 1001 Ostergaard Ave, Racine, WI 53406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,091 sqft · built 1962
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2017)
Tax Bill	$4,976 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276 000012852012`

Property Details

APN / Parcel Number

Primary APN	`276 000012852012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1001 OSTERGAARD AVE
City	RACINE
State	WI
Zip	53406-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 18 WESTWOOD VILLAGE NO 5 LOT 12
Legal Subdivision	WESTWOOD VILLAGE
Legal Block	18
Legal Lot Number	12
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1020
Census Tract	1101

Owner

1001 Ostergaard Ave is owned and occupied by an individual who bought it in July 2017.

Source: Racine County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1001 OSTERGAARD AVE, RACINE, WI 53406-4158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20172469792
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Recording Date	Jul 10, 2026
Property Address	1001 OSTERGAARD AVE, RACINE, WI 53406-4158
Document Number	0002732211
Instrument Date	Jul 6, 2026
Instrument	20262732211
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 OSTERGAARD AVE, RACINE, WI 53406-4158

Mortgage

Document Number	0002732211,
Date	Jul 10, 2026
Instrument	20262732211

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1001 OSTERGAARD AVE, RACINE, WI 53406-4158
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002624372
Date	Mar 23, 2022
Instrument	2624372

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 17, 2017
Property Address	1001 OSTERGAARD AVE, RACINE, WI 53406-4158
Document Number	0002469792
Instrument Date	Jul 13, 2017
Instrument	2469792
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 OSTERGAARD AVE, RACINE, WI 53406-4158

Mortgage

Document Number	0002469793
Date	Jul 17, 2017
Instrument	2469793

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1001 Ostergaard Ave was $4,976 with a homeowner's exemption.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,976.00 Homeowner's exemption	$214,200 Land $20,000 Building $194,200	$228,712 Land $21,355 Building $207,357
2023	$4,271.00 (+8.46%) Homeowner's exemption	$179,000 (+9.82%) Land $20,000 Building $159,000	$198,240 (+9.82%) Land $22,149 Building $176,091
2022	$3,938.00 Homeowner's exemption	$163,000 Land $20,000 Building $143,000	$180,520 Land $22,149 Building $158,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1001 Ostergaard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1001 Ostergaard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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