1001 N Wayne St, Gary, IN 46403 Property Records

Lake County property record for 1001 N Wayne St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,028 sqft · built 1961
Lot Size0.371 acres (16,161 sqft)
Owner2 Individual Names on Record
Tax Bill$4,801 (2024)
Deeds & MortgagesDec 2023 Line of Credit
Aug 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-45-0252-0021

Property Details

APN / Parcel Number

Primary APN001-25-45-0252-0021
Alternative APNs
  • 45-05-33-233-045.000-004
  • 452545025200210025

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,028 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area16,161 sqft (0.371 acres)
Lot Dimensions113 ft deep x 143 ft wide
TerrainRolling
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-45-0252-0021
Old Parcel Number452545025200210025
Street Address1001 N WAYNE ST
CityGARY
StateIN
Zip46403-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE SHORE ADDITION BLOCK 10 LOTS 20 TO 25
Legal SubdivisionLAKE SHORE ADD
Legal Block10
Legal Lot Number20
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1017
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1001 N WAYNE ST, GARY, IN 46403-1631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Aug 20, 2021Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Feb 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST MERCHANTS BANK
Jul 16, 2018Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2006
Deed SaleMay 8, 2006
Deed Document Number2006 038400
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1001 N WAYNE ST, GARY, IN 46403-1631
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 N WAYNE ST, GARY, IN 46403-1631

Mortgage

Document Number0000041748
DateDec 20, 2023
Instrument2023-541748
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1001 N WAYNE ST, GARY, IN 46403-1631
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 N WAYNE ST, GARY, IN 46403-1631

Mortgage

Document Number0000023929
DateAug 20, 2021
Instrument2021-523929
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1001 N WAYNE ST, GARY, IN 46403-1631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINDIANA TITLE NETWORK CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009222
DateFeb 8, 2018
Instrument2018 009222
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNCIE, IN 47305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 1, 2028

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1001 N WAYNE ST, GARY, IN 46403-1631
Document Number0000049778
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1001 N WAYNE ST GARY IN 464031631, GARY, IN 46403-1631

Mortgage

Document Number0000049778
DateAug 7, 2018
Instrument49778
Lender
NameFIRST MERCHANTS BK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$418,500 (+1.58%) Land $175,700 Building $242,800$418,500 (+1.58%) Land $175,700 Building $242,800
2024$4,801.00 (+113.76%)
2023$412,000 (+131.46%) Land $215,100 Building $196,900$412,000 (+131.46%) Land $215,100 Building $196,900
2022$2,246.00 Homeowner's exemption$178,000 Land $46,500 Building $131,500$178,000 Land $46,500 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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