1001 N 12th Ave E, Duluth, MN 55805 Property Records

St. Louis County property record for 1001 N 12th Ave E, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,344 sqft · built 1915
Lot Size	0.08 acres (3,505 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Aug 2023)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0500-02440`

Property Details

APN / Parcel Number

Primary APN	`010-0500-02440`
Alternative APNs	`1125931` `1152854` `1175212`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,344 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,505 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1175212
Street Address	1001 N 12TH AVE E
City	DULUTH
State	MN
Zip	55805-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 70 FT SERIAL #
Legal Subdivision	CHESTER PARK DIV OF DULUTH
Legal Block	10
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 N 12TH AVE E, DULUTH, MN 55805-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Feb 10, 2022	Warranty Deed, Transfer SUPERIOR CHOICE CU
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Jul 26, 2004 · Amount on Record
Deed Document Number	20231071100
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 10, 2023
Property Address	1001 N 12TH AVE E, DULUTH, MN 55805-1566
Document Number	0001071100
Instrument Date	Jul 27, 2023
Instrument	1071100
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 W 3RD ST, DULUTH, MN 55806-2204

Mortgage

Document Number	0001071101
Date	Aug 10, 2023
Instrument	1071101

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.57%
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	6.5%
Max Rate At Change	14.5%
Index	5-Year TN
Max Rate	14.5%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2022
Property Address	1001 N 12TH AVE E, DULUTH, MN 55805-1566
Document Number	0001053226
Instrument Date	Jan 26, 2022
Instrument	1053226
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 PINEWOOD LN, BABBITT, MN 55706-8161

Mortgage

Document Number	0001053227
Date	Feb 10, 2022
Instrument	1053227

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1001 N 12TH AVE E, DULUTH, MN 55805-1566
Document Number	00T1015984
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 N 12TH AVE E DULUTH MN 558051566, DULUTH, MN 55805-1566

Mortgage

Document Number	00T1015984
Date	Oct 8, 2019
Instrument	T1015984

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00 (-0.48%) Homeowner's exemption
2025	$2,894.00 (+14.93%) Homeowner's exemption	$224,000 (-3.86%) Land $11,600 Building $212,400	$224,000 (-3.86%) Land $11,600 Building $212,400
2024	$2,518.00 (-0.55%)	$233,000 (+38.86%) Land $12,400 Building $220,600	$233,000 (+38.86%) Land $12,400 Building $220,600
2023	$2,532.00
2022		$167,800 (+10.03%) Land $14,000 Building $153,800	$167,800 (+10.03%) Land $14,000 Building $153,800
2021		$152,500 Land $14,100 Building $138,400	$152,500 Land $14,100 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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