Lafayette County property record for 1001 Main St, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,104 sqft · built 1965 |
| Lot Size | 0.496 acres (21,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,500 (Jul 2026) |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2023 Line of Credit + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-23-2-001-036.000 |
| Primary APN | 06-6.0-23-2-001-036.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,104 sqft Living Area |
| Basement Area | 1,104 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,614 sqft (0.496 acres) |
| Lot Dimensions | 165 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1001 MAIN ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK 35 ST THOMAS 4TH ADDN; 469-480, 866-210, 2010DR1676, 2022DR0678, 2022DR4071, 2025DR0585 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 23 |
| Legal Subdivision | FOURTH ADDITION |
| Legal Block | 35 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 90300 |
1001 Main St is owned and occupied by an individual who bought it in July 2026.
Source: Lafayette County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit WOOD & HUSTON BANK |
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit WOOD & HUSTON BANK |
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit WOOD & HUSTON BANK |
| Oct 21, 2025 | Deed of Trust, Mortgage HOMESTAP EQUITY PARTNERS LLC |
| Oct 31, 2024 | Deed of Trust, Mortgage · Line of Credit CARROLL COUNTY TRUST COMPANY |
| Feb 24, 2025 | Warranty Deed, Transfer |
| Aug 18, 2022 | Warranty Deed, Transfer |
| Feb 7, 2022 | Warranty Deed, Transfer · Line of Credit WOOD & HUSTON BANK |
| Nov 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 15, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Feb 24, 2025 |
| Deed Document Number | 20262733 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 2022DR4071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jul 6, 2026 |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 0000002733 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262733 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 0000002741, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20262741 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2023DR2185 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023DR2185 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Nov 2, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2023DR3507 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023DR3507 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023DR4158 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023DR4158 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025DR4153 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025DR4153 |
| Name | HOMESTAP EQUITY PARTNERS LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024DR3963 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 2024DR3963 |
| Name | CARROLL COUNTY TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 24, 2025 |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 2025DR0585 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Feb 21, 2025 |
| Instrument | 2025DR0585 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Aug 18, 2022 |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 2022DR4071 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022DR4071 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 28555 OLD SANTA FE TRL, WAVERLY, MO 64096-9111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 7, 2022 |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 2022DR0678 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022DR0678 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28555 OLD SANTA FE TRL, WAVERLY, MO 64096-9111 |
| Investor | Possibly a Property Investor |
| Document Number | 2022DR0679 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022DR0679 |
| Name | WOOD & HUSTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Nov 10, 2021 |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 2021DR6050 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2021DR6050 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 MAIN ST, LEXINGTON, MO 64067-1344 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Nov 15, 2018 |
| Property Address | 1001 MAIN ST, WAVERLY, MO 64096-8130 |
| Document Number | 002048DR4616 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 002048DR4616 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 MAIN ST, LEXINGTON, MO 64067-1344 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1001 Main St was $549, up 14.4% from the year before.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $549.00 (+14.38%) | $7,412 | $39,010 Land $9,700 Building $29,310 |
| 2024 | $480.00 | ||
| 2023 | $6,501 | $34,215 Land $8,505 Building $25,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1001 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1001 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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