1001 Keck Cir, Howe, TX 75459 Property Records

Grayson County property record for 1001 Keck Cir, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,892 sqft · built 1978
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on File
Tax Bill	$6,811 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H005 0825007`

Property Details

APN / Parcel Number

Primary APN	`H005 0825007`
Alternative APN	`152862`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,892 sqft Living Area
Gross Area	4,087 sqft
1st Floor Area	2,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Breezeway	Breezeway
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	152862
Old Parcel Number	H005 0825007
Street Address	1001 KECK CIR
City	HOWE
State	TX
Zip	75459-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0825 MARSHALL JOHN C A-G0825, ACRES .64
Legal Subdivision	MARSHALL JOHN C A-G0825
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1076
Census Tract	1801

Owner

1001 Keck Cir is owned and occupied by an individual who acquired it in April 2022.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1001 KECK CIR, HOWE, TX 75459-2888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 19, 2019	Reverse Mortgage, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022
Deed Sale	Apr 26, 2022
Prior Sale	Feb 19, 2019
Deed Document Number	2022-14256
Record Updated	Jun 8, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 26, 2022
Property Address	1001 KECK CIR, HOWE, TX 75459-2888
Document Number	0000014256
Map Reference	DOC 2019-3592
Instrument Date	Apr 25, 2022
Instrument	2022-14256
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 KECK CIR, HOWE, TX 75459-2888

Mortgage

Document Number	0000014257
Date	Apr 26, 2022
Instrument	2022-14257

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	GRAYSON TX
Recording Date	Feb 19, 2019
Property Address	1001 KECK CIR, HOWE, TX 75459-2888
Document Number	0000003592
Instrument Date	Feb 13, 2019
Instrument	3592
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 KECK CIR HOWE TX 754592888, HOWE, TX 75459-2888

Mortgage

Document Number	3594
Date	Feb 19, 2019
Instrument	3594

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.28%

Mortgage

Document Number	3593,
Date	Feb 19, 2019
Instrument	3593

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.28%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,453 Land $109,841 Building $292,612	$402,453 Land $109,841 Building $292,612
2024	$6,811.00
2023		$400,000 Land $90,605 Building $309,395	$400,000 Land $90,605 Building $309,395
2022	$3,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1001 Keck Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1001 Keck Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Grayson Collin Communications.

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