1001 Hempstead Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1001 Hempstead Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1953
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2024)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0222-0178-00`

Property Details

APN / Parcel Number

Primary APN	`590-0222-0178-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	185 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1001 HEMPSTEAD DR
City	CINCINNATI
State	OH
Zip	45231-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEMPSTEAD DR 49.15 X 185.18 IR LOT 17 BRENTWOOD SUB SEC 2
Legal Subdivision	BRENTWOO D SUB
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4001
Census Tract	22102

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1001 HEMPSTEAD DR, CINCINNATI, OH 45231-5809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Feb 27, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Apr 28, 2003 · Amount on Record
Deed Document Number	0000012849
Deed Book / Page	15111 / 1863
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1001 HEMPSTEAD DR, CINCINNATI, OH 45231-5809
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006992
Date	Feb 1, 2024
Book Page	15094/296
Instrument	2024-0006992

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	50 N 3RD ST, NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	13.6%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 27, 2024
Property Address	1001 HEMPSTEAD DR, CINCINNATI, OH 45231-5809
Document Number	0000012849
Book / Page	15111 / 1863
Map Reference	MB 61 PGS 41 42 43
Instrument Date	Feb 23, 2024
Instrument	2024-0012849
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3530 TORINGDON WAY STE 101, 101, CHARLOTTE, NC 28277-3431
Mail Care Of	CARDINAL FINANCIAL COMPANY
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012850
Date	Feb 27, 2024
Instrument	2024-0012850

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000012850
Date	Feb 27, 2024
Book Page	15111/1865
Instrument	2024-0012850

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1001 HEMPSTEAD DR, CINCINNATI, OH 45231-5809
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003341
Date	Jun 21, 2018
Instrument	18-0053341

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	133 Months
Due	Jul 1, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1001 HEMPSTEAD DR, CINCINNATI, OH 45231-5809
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130147
Date	Dec 10, 2020
Book Page	14312/3091
Instrument	2020-0130147

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,547.00 (+2.2%)	$65,023 (-) Land $10,997 Building $54,026
2024	$4,449.00 (+1.81%)	$65,023 (-) Land $10,997 Building $54,026
2023	$4,370.00 (+16.1%)	$65,023 (+60.12%) Land $10,997 Building $54,026	$185,780 (+60.13%) Land $31,420 Building $154,360
2022	$3,764.00 Homeowner's exemption	$40,608 Land $10,854 Building $29,754
2020			$116,020 Land $31,010 Building $85,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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