1001 E Main St, #B, Saint Charles, IL 60174 Property Records

Kane County property record for 1001 E Main St, #B, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details2,282 sqft · built 1990
Lot Size0.137 acres (5,960 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Feb 2014)
Tax Bill$6,862 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-27-483-018

Property Details

APN / Parcel Number

Primary APN09-27-483-018

Interior

Units9 Units
Stories1 Story
Building Area2,282 sqft Gross Area
1st Floor Area2,282 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area5,960 sqft (0.137 acres)

Location & Zoning

Street Address1001 E MAIN ST, B
CitySAINT CHARLES
StateIL
Zip60174-2203
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionUNIT B IN MAIN STREET CENTER CONDO (EX PT TAKEN FOR ROAD PER DOC 2011K067997)
Legal SubdivisionMAIN STREET CENTER CONDO
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1023
Census Tract852300

Owner

1001 E Main St, #B is owned by a company that bought it in February 2014.

Source: Kane County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address1001 E MAIN ST, B, SAINT CHARLES, IL 60174-2203
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2014 · Amount on File
Deed SaleFeb 7, 2014 · Amount on File
Prior SaleAug 10, 2011 · Amount on File
Deed Document Number20146551
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1001 E MAIN ST STE B, B, ST CHARLES, IL 60174-2203
Document Number0000022832
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1001 E MAIN ST #B ST CHARLES IL 601742203, B, ST CHARLES, IL 60174-2203

Mortgage

Document Number0000022832
DateMay 6, 2020
Instrument22832
Lender
NameITASCA BK&TR
TypeBank
AddressITASCA, IL 60143
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1001 E Main St, #B was $6,862.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,862.00
2024$90,162 Land $31,070 Building $59,092$270,594 Land $93,247 Building $177,347
2022$7,702.00 (+3.86%)$95,401 (+4.91%) Land $27,703 Building $67,698$286,203 (+4.91%) Land $83,109 Building $203,094
2021$7,416.00$90,936 Land $26,406 Building $64,530$272,808 Land $79,218 Building $193,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1001 E Main St, #B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1001 E Main St, #B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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