1001 E Main St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 1001 E Main St, Montezuma, IA 50171

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,500 sqft · built 2021
Lot Size3.5 acres (152,460 sqft)
Owner2 Individual Names on Record
Tax Bill$2,990 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN3657700

Property Details

APN / Parcel Number

Primary APN3657700

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area4,500 sqft Living Area
1st Floor Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialMetal
Lot Area152,460 sqft (3.5 acres)
Garage TypeAttached
Garage Area4,200 sqft
Parking Spaces14 Parking Spaces
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1001 E MAIN ST
CityMONTEZUMA
StateIA
Zip50171-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARL SUBDIVISION LOT C
Legal Range14W
Legal Township78N
Legal Section06
Legal SubdivisionCARL SUBDIVISION
Legal Lot NumberC
JurisdictionPOWESHIEK IA
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3017
Census Tract370500

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 364, MONTEZUMA, IA 50171-0364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Oct 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address1001 E MAIN ST, MONTEZUMA, IA 50171-4709
Transaction TypeMortgage
Record UpdatedJun 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202300858
DateApr 20, 2023
Instrument2023-00858
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 19, 2038

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address1001 E MAIN ST, MONTEZUMA, IA 50171-4709
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202203396
DateOct 11, 2022
Instrument2022-03396
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2052
Interest
Rate TypeAdjustable Rate
Rate5.38%
AdjustableAdjustable Rate Rider
Type Change DateNov 5, 2020
Change FrequencyAnnually
Min Rate At Change4.88%
Max Rate At Change7.38%
Index1-Year CMT
Max Rate11.3%

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPoweshiek County
MunicipalityMontezuma City
Unified School DistrictMontezuma Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,990.00 (+28.77%) Homeowner's exemption$448,190 (+236.92%) Land $68,820 Building $379,370$448,190 (+7.45%) Land $68,820 Building $379,370
2024$2,322.00 (+19.81%)
2023$133,026 Land $62,000 Building $71,026$417,130
2022$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEZUMA MUNI WATER SUPPLY
serves 1,545 people · EPA ID IA7950097
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MCG
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Windstream
Cable · DSL
1,000 / 25
T-Mobile
Fixed Wireless
100 / 20

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