1001 E Joseph Dr, Troup, TX 75789 Property Records

Smith County property record for 1001 E Joseph Dr, Troup, TX 75789

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,309 sqft · built 1973
Lot Size0.213 acres (9,278 sqft)
OwnerIndividual Name on Record
Tax Bill$863 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNR038187

Property Details

APN / Parcel Number

Primary APNR038187
Alternative APN
  • 1-40020-0011-00-003000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,309 sqft Heated Area
1st Floor Area1,309 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,278 sqft (0.213 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account NumberR038187
Street Address1001 E JOSEPH DR
CityTROUP
StateTX
Zip75789-2213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSS ACRES BLOCK 11 LOT 3
Legal SubdivisionCROSS ACRES
Legal Block11
Legal Lot Number3
JurisdictionSMITH TX
Township / Civil DivisionTROUP-ARP
Census Block Group3
Census Block3063
Census Tract2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 240, TROUP, TX 75789-0240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2009
Deed SaleSep 29, 2009
Deed Document Number2009R00047946
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Recording DateSep 8, 2026
Property Address1001 E JOSEPH DR, TROUP, TX 75789-2213
Document Number0000027043
Instrument DateAug 27, 2026
Instrument202627043
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 E JOSEPH DR, TROUP, TX 75789-2213

Mortgage

Document Number0000027043,
DateSep 8, 2026
Instrument202627043
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 22, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTroup City
Unified School DistrictTroup Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$863.00 (+8.01%) Homeowner's exemption Senior Citizen's exemption$155,707 (+9.67%) Land $13,058 Building $142,649$155,707 (+9.67%) Land $13,058 Building $142,649
2025$799.00 (-4.88%) Homeowner's exemption Senior Citizen's exemption$141,980 (+5.11%) Land $12,250 Building $129,730$141,980 (+5.11%) Land $12,250 Building $129,730
2024$840.00 (+15.38%)
2023$728.00 (-65.23%) Homeowner's exemption$135,083 Land $6,636 Building $128,447$135,083 Land $6,636 Building $128,447
2022$2,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROUP
serves 2,006 people · EPA ID TX2120003
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Etex Telephone, Spectrum.

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