1001 E 10th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 1001 E 10th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Jul 2019)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`246-02040-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02040-0000`

Exterior

Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Street Address	1001 E 10TH ST S
City	LADYSMITH
State	WI
Zip	54848-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADYSMITH ASSESSOR PLAT 4 LOT 172 DOCUMENT # 352117
Legal Range	06W
Legal Township	34N
Legal Section	02
Legal Subdivision	LADYSMITH AP NO 4
Legal Lot Number	172
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	3
Census Block	3018
Census Tract	960500

Owner

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1001 E 10TH ST S, LADYSMITH, WI 54848-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 5, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	2019352117
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0000352117
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	1001 E 10TH ST S, LADYSMITH, WI 54848-2364
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359437
Date	May 3, 2021
Instrument	359437

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSK WI
Recording Date	Jul 5, 2019
Property Address	1001 E 10TH ST S, LADYSMITH, WI 54848-2364
Document Number	0000352117
Instrument Date	Jul 1, 2019
Instrument	352117
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 E 10TH ST S, LADYSMITH, WI 54848-2364

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSK WI
Recording Date	Sep 28, 2017
Property Address	1001 E 10TH ST S, LADYSMITH, WI 54848-2364
Document Number	000631/583
Book / Page	631 / 583
Instrument Date	Sep 27, 2017
Instrument	346064
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Sep 28, 2017
Property Address	1001 E 10TH ST S, LADYSMITH, WI 54848-2364
Document Number	000631/584
Book / Page	631 / 584
Instrument Date	Sep 27, 2017
Instrument	346065
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000346066
Date	Sep 28, 2017
Instrument	346066

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00 (+34.72%)	$91,600 (-) Land $30,000 Building $61,600	$156,500 (+36.8%)
2023	$2,042.00 Homeowner's exemption	$91,600 Land $30,000 Building $61,600	$114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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