Ocean County and Ship Bottom Borough property record for 1001 Central Ave, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1986 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2017) |
| Tax Bill | $6,490 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00094-0000-00030-04 |
| Primary APN | 29-00094-0000-00030-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,336 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1001 CENTRAL AVE |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-6321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 60X95 |
| Legal Subdivision | TM |
| Legal Block | 94 |
| Legal Lot Number | 30.4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 739000 |
1001 Central Ave is owned and occupied by two individuals who bought it in April 2017.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1001 CENTRAL AVE, SHIP BOTTOM, NJ 08008-6321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BANK |
| Apr 6, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on File |
| Deed Sale | Apr 6, 2017 · Amount on File |
| Prior Sale | Sep 5, 2003 · Amount on File |
| Deed Document Number | 201735920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1001 CENTRAL AVE, SHIP BOTTOM, NJ 08008-6321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0183460387 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 18346/387 |
| Instrument | 2021033691 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 6, 2017 |
| Property Address | 1001 CENTRAL AVE, SHIP BOTTOM, NJ 08008-6321 |
| Document Number | 0167040616 |
| Book / Page | 016704 / 000616 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 35920 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1001 CENTRAL AVE SHIP BOTTOM NJ 080086321, SHIP BOTTOM, NJ 08008-6321 |
| Document Number | 167040620 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 016704/000620 |
| Instrument | 35921 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2047 |
The 2025 property tax bill for 1001 Central Ave was $6,490, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,000 (-) Land $330,500 Building $192,500 | $523,000 (-) Land $330,500 Building $192,500 | |
| 2025 | $6,490.00 (+2.98%) | $523,000 Land $330,500 Building $192,500 | $523,000 Land $330,500 Building $192,500 |
| 2024 | $6,302.00 | ||
| 2023 | $523,000 Land $330,500 Building $192,500 | $523,000 Land $330,500 Building $192,500 | |
| 2022 | $5,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 376 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 416 units insured incl. 40 condo units |
| Nearby Flood Claims | 784 (1979–2025) |
| Claims Outside the SFHA | 1 of 784 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1001 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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