Osceola County property record for 1001 Carolina Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,172 sqft · built 1919 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Sep 2021) |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 77984 |
| Primary APN | 77984 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,172 sqft Heated Area |
| Gross Area | 1,376 sqft |
| 1st Floor Area | 740 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 636 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 77984 |
|---|---|
| Street Address | 1001 CAROLINA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 171 LOTS 23 & 24 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 171 |
| Legal Lot Number | 1,23-24 24 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5059 |
| Census Tract | 43500 |
1001 Carolina Ave is owned and occupied by an individual who bought it in September 2021.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1001 CAROLINA AVE, SAINT CLOUD, FL 34769-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Prior Sale | May 11, 2015 · Amount on File |
| Deed Document Number | 2021144251 |
| Deed Book / Page | 6045 / 794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2021 |
| Property Address | 1001 CAROLINA AVE, SAINT CLOUD, FL 34769-3814 |
| Document Number | 0060450794 |
| Book / Page | 6045 / 794 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021144251 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1222 CAROLINA AVE, 1222, SAINT CLOUD, FL 34769-3819 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4739 AVON CT, SAINT CLOUD, FL 34769-1664 |
| Document Number | 0006045807 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 6045/807 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 1001 Carolina Ave was $2,626 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,626.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $194,591 | $219,000 Land $46,800 Building $172,200 |
| 2023 | $2,446.00 (+4.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $182,974 (+3.49%) | $199,500 (+12.84%) Land $42,500 Building $157,000 |
| 2022 | $2,336.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $176,800 Land $35,100 Building $141,700 | $176,800 Land $35,100 Building $141,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Carolina Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1001 Carolina Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures