1001 Cardinal Dr, Zion, IL 60099 Property Records

Lake County property record for 1001 Cardinal Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,039 sqft · built 2001
Lot Size	0.184 acres (8,006 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2021)
Tax Bill	$8,247 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-07-307-001`

Property Details

APN / Parcel Number

Primary APN	`04-07-307-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area
Gross Area	1,543 sqft
1st Floor Area	989 sqft
2nd Floor Area	50 sqft
Upper Floors Area	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,006 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1001 CARDINAL DR
City	ZION
State	IL
Zip	60099-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYWOOD HILLS PHASE ONE; LOT 35
Legal Subdivision	COUNTRYWOOD HILLS PHASE ONE
Legal Phase	1
Legal Lot Number	35
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2011
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 CARDINAL DR, ZION, IL 60099-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Jun 21, 2017	Grant Deed, Transfer · Conventional with PMI CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	20217827071
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 20, 2021
Property Address	1001 CARDINAL DR, ZION, IL 60099-5403
Document Number	0007827071
Map Reference	DOC 3797144
Instrument Date	Jul 15, 2021
Instrument	7827071
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 CARDINAL DR, ZION, IL 60099-5403

Mortgage

Document Number	0007827072
Date	Sep 20, 2021
Instrument	7827072

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Jun 21, 2017
Property Address	1001 CARDINAL DR, ZION, IL 60099-5403
Document Number	0007404711
Instrument Date	Mar 7, 2017
Instrument	7404711
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 CARDINAL DR ZION IL 600995403, ZION, IL 60099-5403

Mortgage

Document Number	7404712
Date	Jun 21, 2017
Instrument	7404712

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,669 (+23.32%) Land $10,878 Building $74,791	$257,032 (+23.32%) Land $32,637 Building $224,395
2024	$8,247.00 (+14.29%)
2023	$7,216.00 (+5.79%)	$69,469 (+13.31%) Land $8,821 Building $60,648	$208,428 (+13.31%) Land $26,466 Building $181,962
2022	$6,821.00	$61,308 Land $7,240 Building $54,068	$183,942 Land $21,722 Building $162,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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