1001 C St, Germantown, IL 62245 Property Records

Clinton County property record for 1001 C St, Germantown, IL 62245

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,858 sqft · built 2003
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Tax Bill$6,861 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-11-03-103-062

Property Details

APN / Parcel Number

Primary APN12-11-03-103-062

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,858 sqft Finished Area
1st Floor Area3,716 sqft
Basement Area1,858 sqft
Unfinished Basement1,858 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof TypeGable
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions140 ft deep x 115 ft wide
Garage Area725 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1001 C ST
CityGERMANTOWN
StateIL
Zip62245-2046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code51
Legal DescriptionKOHNEN'S 3RD LOT 32
Legal SubdivisionKOHNENS 3RD
Legal Lot Number32
JurisdictionCLINTON IL
Township / Civil DivisionGERMANTOWN
Census Block Group2
Census Block2016
Census Tract900601

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1001 C ST, GERMANTOWN, IL 62245-2046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IL
Property Address1001 C ST, GERMANTOWN, IL 62245-2046
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyQUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006002
DateNov 6, 2020
Instrument2020R06002
Lender
NameGERMANTOWN TRUST & SAV BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClinton County
County SubdivisionGermantown Township
MunicipalityGermantown Village
Secondary School DistrictCentral Community High School District 71 (09 - 12)
Elementary School DistrictGermantown School District 60 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,861.00 (+26.89%) Homeowner's exemption$108,910 (+22.72%) Land $9,740 Building $99,170$326,730 (+22.72%) Land $29,220 Building $297,510
2024$5,407.00 (+10.69%)
2022$4,885.00 (+4.67%) Homeowner's exemption Additional exemption filed$88,750 (+4%) Land $7,790 Building $80,960$266,250 (+4%) Land $23,370 Building $242,880
2021$4,667.00 Homeowner's exemption Additional exemption filed$85,340 Land $7,490 Building $77,850$256,020 Land $22,470 Building $233,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimApr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN
serves 1,537 people · EPA ID IL0270350
Water SourcePurchased surface water from BREESE
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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