1001 B St, Ceredo, WV 25507 Property Records

Wayne County property record for 1001 B St, Ceredo, WV 25507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,969 sqft · built 1906
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2020)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`03-7-0053.0000`

Property Details

APN / Parcel Number

Primary APN	`03-7-0053.0000`
Alternative APN	`50-03-7-0053.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,969 sqft Living Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,799 sqft (0.201 acres)
Lot Dimensions	100 ft deep x 87.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1001 B ST
City	CEREDO
State	WV
Zip	25507-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2, 3 & N 1/2 OF LOT 4 3R 4SQ E MAIN ST
Legal Subdivision	CEREDO
Legal Lot Number	1-4 2
Jurisdiction	WAYNE WV
Township / Civil Division	CEREDO
Census Block Group	6
Census Block	6018
Census Tract	20300

Owner

Source: Wayne County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1001 B ST, CEREDO, WV 25507-1465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Deed Document Number	0000744921
Deed Book / Page	744 / 921
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	1001 B ST, CEREDO, WV 25507
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 B ST CEREDO WV 25507, CEREDO, WV 25507

Mortgage

Document Number	3130540185
Date	May 11, 2020
Book Page	000821/000368
Instrument	3130540185

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15241

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Mortgage

Document Number	3130540186,
Date	May 11, 2020
Book Page	000821/000379
Instrument	3130540186

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	5710 MACCORKLE AVE SE, CHARLESTON, WV 25304-2804

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Ceredo City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (+8.72%)	$100,980 (+2.94%) Land $9,480 Building $91,500	$168,300 (+2.94%) Land $15,800 Building $152,500
2023	$1,572.00	$98,100 Land $9,480 Building $88,620	$163,500 Land $15,800 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1978–2015)
Most Recent Claim	Mar 2015 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims Severe Storms, Flooding, And Landslides, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEREDO WATER WORKS serves 1,472 people · EPA ID WV3305001
Water Source	Purchased surface water from KENOVA MUNICIPAL WATER
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Coliform assessment Sep 2019 Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Xfinity.

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