10006 Rain Cloud Dr, Houston, TX 77095 Property Records

Harris County property record for 10006 Rain Cloud Dr, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,669 sqft · built 2006
Lot Size	0.182 acres (7,924 sqft)
Owner	Individual Name on File
Last Sale	$146,400 (Dec 2017)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126-279-002-0002`

Property Details

APN / Parcel Number

Primary APN	`126-279-002-0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,669 sqft Living Area
1st Floor Area	1,712 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,924 sqft (0.182 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1262790020002
Street Address	10006 RAIN CLOUD DR
City	HOUSTON
State	TX
Zip	77095-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 2 WHITE OAK FALLS SEC 2
Legal Subdivision	WHITE OAK FALLS SEC 2
Legal Block	2
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3008
Census Tract	541004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit BOKF NA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Dec 19, 2017	Warranty Deed, Transfer HOA T LE
Dec 13, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	Jan 5, 2007 · Amount on File
Deed Document Number	2017555850
Prior Transfer Date	Dec 1, 2017
Prior Transfer Doc	0000547052
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442

Mortgage

Document Number	0000142983
Date	Apr 17, 2025
Instrument	2025-142983

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442

Mortgage

Document Number	0000377268
Date	Oct 2, 2023
Instrument	2023-377268

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000275787
Date	Jun 25, 2020
Instrument	2020-275787

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 19, 2017
Property Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Document Number	0000555850
Instrument Date	Dec 15, 2017
Instrument	555850
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 RAIN CLOUD DR HOUSTON TX 770952442, HOUSTON, TX 77095-2442

Mortgage

Document Number	555851
Date	Dec 19, 2017
Instrument	555851

Lender

Name	HOA T LE
Address	14509 S KOLBE SPUR DR, CYPRESS, TX 77429-3320

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 18, 2032

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 13, 2017
Property Address	10006 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Document Number	0000547052
Instrument Date	Dec 7, 2017
Instrument	547052
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11611 BERKWAY TRL HOUSTON TX 770655603, HOUSTON, TX 77065-5603

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,127 (-3.68%) Land $70,569 Building $270,558	$341,127 (-3.68%) Land $70,569 Building $270,558
2025	$4,856.00 (+132.46%) Homeowner's exemption	$354,151 (-4.15%) Land $70,569 Building $283,582	$354,151 (-4.15%) Land $70,569 Building $283,582
2024	$2,089.00 (+20.2%)
2023		$369,490 Land $61,349 Building $308,141	$369,490 Land $61,349 Building $308,141
2022	$1,738.00 (+17.43%)
2020	$1,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 248 serves 2,076 people · EPA ID TX1013306
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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