10005 Harmonic Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 10005 Harmonic Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,352 sqft · built 2004
Lot Size	0.623 acres (27,158 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-179478`

Property Details

APN / Parcel Number

Primary APN	`03-179478`
Alternative APN	`179478`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,158 sqft (0.623 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	179478
Street Address	10005 HARMONIC LN
City	DUNKIRK
State	MD
Zip	20754-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 9 TARRY PROP
Legal Subdivision	TARRY PROP
Legal Lot Number	9
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-179478

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10005 HARMONIC LN, DUNKIRK, MD 20754-3063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2003
Deed Sale	Oct 07, 2003
Deed Document Number	200341195
Deed Book / Page	2017 / 620
Last Transfer Date	Mar 27, 2007
Transfer Doc	KPS029770267
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10005 HARMONIC LN, DUNKIRK, MD 20754-3063
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050540074
Date	Aug 31, 2017
Book Page	5054/074

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10005 HARMONIC LN, DUNKIRK, MD 20754-3063
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10005 HARMONIC LN, DUNKIRK, MD 20754-3063

Mortgage

Document Number	0057560131
Date	Nov 06, 2020
Book Page	5756/131

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,367 (+2.07%)	$522,700 (+6.2%) Land $151,000 Building $371,700
2025	$5,533.00 (+32.18%)	$492,200 (+22.15%) Land $151,000 Building $341,200	$492,200 (-) Land $151,000 Building $341,200
2023	$4,186.00	$402,933	$492,200 Land $151,000 Building $341,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), as of April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

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