10005 Albion Rd, San Ramon, CA 94582 Property Records

Contra Costa County property record for 10005 Albion Rd, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,346 sqft · built 2004
Lot Size	0.027 acres (1,195 sqft)
Owner	2 Individual Names on File
Last Sale	$777,000 (Apr 2017)
Tax Bill	$13,452 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-390-016-2`

Property Details

APN / Parcel Number

Primary APN	`223-390-016-2`
Alternative APN	`223-390-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
1st Floor Area	1,172 sqft
2nd Floor Area	968 sqft
Basement Area	206 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	1,195 sqft (0.027 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10005 ALBION RD
City	SAN RAMON
State	CA
Zip	94582-2905
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T8669 L1 U113
Legal Subdivision	WINDEMERE AMBRIDGE SUB 8669 PH
Legal Tract	8669
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1002
Census Tract	355115

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10005 ALBION RD, SAN RAMON, CA 94582-2905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 3, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Jul 6, 2010 · Amount on Record
Deed Document Number	201757156
Prior Transfer Date	Dec 13, 2015
Prior Transfer Doc	0000015391
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10005 ALBION RD, SAN RAMON, CA 94582-2905
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10005 ALBION RD, SAN RAMON, CA 94582-2905

Mortgage

Document Number	0000308889
Date	Dec 10, 2020
Instrument	2020-308889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10005 ALBION RD, SAN RAMON, CA 94582-2905
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101235
Date	Jul 2, 2019
Instrument	2019-101235

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10005 ALBION RD, SAN RAMON, CA 94582-2905
Document Number	0000035176
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10005 ALBION RD SAN RAMON CA 945822905, SAN RAMON, CA 94582-2905

Mortgage

Document Number	0000035176
Date	Feb 25, 2020
Instrument	35176

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 3, 2017
Property Address	10005 ALBION RD, SAN RAMON, CA 94582-2905
Document Number	0000057156
Map Reference	MB451 PG47
Instrument Date	Mar 29, 2017
Instrument	2017-057156
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10005 ALBION RD, SAN RAMON, CA 94582-2905

Mortgage

Document Number	0000057157
Date	Apr 3, 2017
Instrument	2017-057157

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Mortgage

Document Number	0000057158
Date	Apr 3, 2017
Instrument	2017-057158

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,803 (+2%) Land $615,571 Building $304,232
2025	$13,452.00 (+1.51%)	$901,768 (+4.04%) Land $603,501 Building $298,267
2023	$13,252.00 (+1.43%)	$866,753 Land $580,067 Building $286,686
2022	$13,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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