10004 Stephens Rd, Berlin Heights, OH 44814 Property Records

Erie County property record for 10004 Stephens Rd, Berlin Heights, OH 44814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1947
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (May 2020)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00582-000`

Property Details

APN / Parcel Number

Primary APN	`07-00582-000`
Alternative APN	`004120-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,062 sqft
Attic	Attic
Attic Area	832 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Shed	1 Shed
Shed Area	112 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004120-7
Street Address	10004 STEPHENS RD
City	BERLIN HEIGHTS
State	OH
Zip	44814-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 5 3 LOT 3 N PT E OF RD 1.25A
Legal Subdivision	FLORENCE
Legal Lot Number	3
Jurisdiction	ERIE OH
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2059
Census Tract	40300

Owner

10004 Stephens Rd is owned and occupied by an individual who bought it in May 2020.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10004 STEPHENS RD, BERLIN HEIGHTS, OH 44814-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 18, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 20, 2019	Warranty Deed, Transfer · Line of Credit FIRST FED'L S&L ASSN/LORAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	20203894
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	10004 STEPHENS RD, BERLIN HEIGHTS, OH 44814-9624
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 STEPHENS RD, BERLIN HEIGHTS, OH 44814-9624

Mortgage

Document Number	0000002335
Date	Mar 30, 2026
Instrument	202602335

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 3, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 18, 2020
Property Address	10004 STEPHENS RD, BERLIN HEIGHTS, OH 44814-9624
Document Number	0000003894
Instrument Date	May 18, 2020
Instrument	3894
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 STEPHENS RD BERLIN HEIGHTS OH 448149624, BERLIN HEIGHTS, OH 44814-9624

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Dec 20, 2019
Property Address	10004 STEPHENS RD, BERLIN HEIGHTS, OH 44814-9624
Document Number	0000010671
Instrument Date	Dec 17, 2019
Instrument	10671
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NEWMAN TITLE

Transaction

Amount	Amount on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 STEPHENS RD BERLIN HEIGHTS OH 448149624, BERLIN HEIGHTS, OH 44814-9624

Mortgage

Document Number	10672
Date	Dec 20, 2019
Instrument	10672

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 19, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10004 Stephens Rd was $1,532 with a homeowner's exemption, down 7.3% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Florence Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 (-7.26%)	$47,113 (-) Land $13,006 Building $34,107
2024	$1,652.00 (+4.36%) Homeowner's exemption	$47,113 (+26.43%) Land $13,006 Building $34,107	$134,610 Land $37,160 Building $97,450
2023	$1,583.00 (+0.38%) Homeowner's exemption	$37,264 (-0.01%) Land $10,815 Building $26,449
2022	$1,577.00 Homeowner's exemption	$37,268 Land $10,815 Building $26,453
2021			$106,470 Land $30,900 Building $75,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10004 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10004 Stephens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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