Montgomery County property record for 10004 Lorain Ave, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,616 sqft · built 1947 |
| Lot Size | 0.119 acres (5,168 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Sep 2025) |
| Tax Bill | $6,285 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01107620 |
| Primary APN | 13-01107620 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 588 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,168 sqft (0.119 acres) |
| Porch | Enclosed Porch |
| Porch Area | 128 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01107620 |
|---|---|
| Street Address | 10004 LORAIN AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | FAIRWAY SEC 4 |
| Legal Subdivision | FAIRWAY |
| Legal Block | H |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 703100 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Sep 18, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 15, 2019 | Grant Deed, Transfer CALIBER HM LOANS |
| Apr 3, 2018 | Grant Deed, Transfer OLD REPUBLIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Jan 15, 2019 · Amount on Record |
| Deed Book / Page | 69601 / 393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Document Number | 0634000278 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 63400/278 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 18, 2025 |
| Property Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Document Number | 0696010393 |
| Book / Page | 69601 / 393 |
| Map Reference | MB 19 PL 1193 |
| Instrument Date | Sep 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Document Number | 0069601401 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 69601/401 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Document Number | 0582350389 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 10004 LORAIN AVE SILVER SPRING MD 209012307, SILVER SPRING, MD 20901-2307 |
| Document Number | 0582350389 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 058235/000389 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 15, 2019 |
| Property Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Document Number | 0571050264 |
| Book / Page | 057105 / 000264 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10004 LORAIN AVE SILVER SPRING MD 209012307, SILVER SPRING, MD 20901-2307 |
| Document Number | 571050272 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 057105/000272 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 3, 2018 |
| Property Address | 10004 LORAIN AVE, SILVER SPRING, MD 20901-2307 |
| Document Number | 0558440407 |
| Book / Page | 055844 / 000407 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | OLD REPUBLIC |
| Amount | Amount Recorded |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1395 PICCARD DR ROCKVILLE MD 208504306, ROCKVILLE, MD 20850-4306 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,967 (+5.09%) | $624,100 (+15.28%) Land $204,800 Building $419,300 | |
| 2025 | $6,285.00 (+33.1%) Homeowner's exemption | $541,400 (+11.26%) Land $204,800 Building $336,600 | $541,400 (-) Land $204,800 Building $336,600 |
| 2023 | $486,600 | $541,400 Land $204,800 Building $336,600 | |
| 2022 | $4,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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