10004 E 31st St S, Independence, MO 64052 Property Records

Jackson County property record for 10004 E 31st St S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,160 sqft · built 1962
Lot Size	0.228 acres (9,948 sqft)
Owner	Individual Name on Record
Last Sale	$145,800 (Jul 2020)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-720-03-21`

Property Details

APN / Parcel Number

Primary APN	`27-720-03-21`
Alternative APNs	`27-720-03-21-00-0-00-000` `27720032100000001` `794329`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	872 sqft
Basement Area	816 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,948 sqft (0.228 acres)
Lot Dimensions	100 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	794329
Street Address	10004 E 31ST ST S
City	INDEPENDENCE
State	MO
Zip	64052-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD GARDENS---LOT 1
Legal Subdivision	ROCKWOOD GARDENS
Legal Block	3
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3000
Census Tract	11900

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10004 E 31ST ST S, INDEPENDENCE, MO 64052-1459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jul 6, 2020	Warranty Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jun 9, 2016
Deed Document Number	2020E56777
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	00E0050901
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10004 E 31ST ST S, INDEPENDENCE, MO 64052-1459
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 E 31ST ST S S, INDEPENDENCE, MO 64052-1459

Mortgage

Document Number	00E0077841
Date	Oct 26, 2023
Instrument	2023E0077841

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10004 E 31ST ST S, INDEPENDENCE, MO 64052-1459
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 E 31ST ST S, INDEPENDENCE, MO 64052-1459

Mortgage

Document Number	00E0090774
Date	Oct 3, 2022
Instrument	2022E0090774

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 6, 2020
Property Address	10004 E 31ST ST S, INDEPENDENCE, MO 64052-1459
Document Number	0000E56777
Instrument Date	Jun 25, 2020
Instrument	56777E
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 E 31ST ST S INDEPENDENCE MO 640521459, INDEPENDENCE, MO 64052-1459

Mortgage

Document Number	E56853
Date	Jul 6, 2020
Instrument	56853E

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,138 (-) Land $3,770 Building $23,368	$142,830 (-)
2025	$1,984.00 (-7.68%)	$27,138 (-1%) Land $3,770 Building $23,368	$142,830 (-1%)
2024	$2,149.00 (+2.48%)
2023	$2,097.00 (+34.17%)	$30,153 (+46.94%) Land $2,658 Building $27,495	$158,700 (+46.94%)
2022	$1,563.00	$20,520 Land $2,982 Building $17,538
2021			$108,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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