10003 Maiden Ln, Richmond, IL 60071 Property Records

McHenry County property record for 10003 Maiden Ln, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1963
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2006)
Tax Bill	$4,657 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-16-228-025`

Property Details

APN / Parcel Number

Primary APN	`04-16-228-025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	105 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	10003 MAIDEN LN
City	RICHMOND
State	IL
Zip	60071-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0004941 LT 85 1ST ADDN TO HILLVIEW VILL OF RICHMOND
Legal Subdivision	1ST ADDN TO HILLVIEW VILL OF RICHMOND
Legal Block	228
Legal Lot Number	85
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1040
Census Tract	870104

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 16, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 18, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME STATE BANK NA
Dec 31, 2016	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2006 · Amount on Record
Deed Sale	Jan 23, 2006 · Amount on Record
Deed Document Number	20064941
Last Transfer Date	May 2, 2006
Transfer Doc	0000003487
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429

Mortgage

Document Number	0000024705
Date	Sep 10, 2025
Instrument	2025R0024705

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429

Mortgage

Document Number	0000003487
Date	Feb 16, 2023
Instrument	2023R0003487

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045174
Date	Aug 18, 2021
Instrument	2021R0045174

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10003 MAIDEN LN, RICHMOND, IL 60071-9429
Document Number	0000000934
Instrument Date	Dec 31, 2016
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10003 MAIDEN LN RICHMOND IL 600719429, RICHMOND, IL 60071-9429

Mortgage

Document Number	0000000934
Date	Jan 9, 2017
Instrument	934

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2037

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Richmond Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,657.00	$65,384 (+21.49%) Land $16,609 Building $48,775	$196,152 (+21.49%) Land $49,827 Building $146,325
2022	Homeowner's exemption	$53,819 Land $13,671 Building $40,148	$161,457 Land $41,013 Building $120,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND serves 2,089 people · EPA ID IL1110750
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maiden Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures