10000 Wisner Rd, Willoughby, OH 44094 Property Records

Geauga County property record for 10000 Wisner Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,407 sqft · built 1994
Lot Size3.59 acres (156,380 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Apr 2026)
Tax Bill$7,613 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-001605

Property Details

APN / Parcel Number

Primary APN08-001605
Alternative APN
  • 004920-3

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,407 sqft Living Area
1st Floor Area1,711 sqft
Upper Floors Area1,696 sqft
AtticAttic
Attic Area462 sqft
Basement Area1,507 sqft
Unfinished Basement1,507 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area156,380 sqft (3.59 acres)
TerrainRolling
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number004920-3
Street Address10000 WISNER RD
CityWILLOUGHBY
StateOH
Zip44094-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2 TR 2 & LOT 152 TR 3
Legal SubdivisionCHARDON 02
Legal Tract2
Legal Lot Number2
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group2
Census Block2010
Census Tract312202

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A
Apr 3, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK N A
Feb 5, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 5, 2017Deed of Trust, Mortgage
3RD STREET FINANCIAL CORP
Feb 22, 2017Deed of Trust, Mortgage
FRANKLIN MTG SOLUTIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2026 · Amount on Record
Deed SaleApr 3, 2026 · Amount on Record
Prior SaleAug 6, 1993 · Amount on Record
Deed Document Number20261045482
Deed Book / Page2218 / 2759
Prior Transfer DateOct 21, 2014
Prior Transfer Doc0019950510
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateApr 3, 2026
Property Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516
Document Number0001045482
Book / Page2218 / 2759
Instrument DateApr 3, 2026
Instrument20261045482
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyTITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516

Mortgage

Document Number0001045483,
DateApr 3, 2026
Instrument20261045483
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateApr 3, 2026
Property Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516
Document Number0022182759
Book / Page2218 / 2759
Instrument DateApr 3, 2026
Instrument20261045482
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyTITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516

Mortgage

Document Number0001045483,
DateApr 3, 2026
Instrument20261045483
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020470037
DateFeb 5, 2018
Book Page2047/0037
Instrument201800931874
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 9, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516
Document Number0020402442
Book / Page002040 / 002442
Instrument DateOct 5, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10000 WISNER RD WILLOUGHBY OH 440949516, WILLOUGHBY, OH 44094-9516

Mortgage

Document Number0020402442
DateOct 12, 2017
Book Page002040/002442
Instrument927223
Lender
Name3RD STREET FINANCIAL CORP
Address6964 TYLERSVILLE RD # B, WEST CHESTER, OH 45069-1521
Agreement
AmountAmount Recorded
Term360 Months
DueOct 11, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10000 WISNER RD, WILLOUGHBY, OH 44094-9516
Document Number0020280526
Book / Page002028 / 000526
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedJul 6, 2017
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10000 WISNER RD WILLOUGHBY OH 440949516, WILLOUGHBY, OH 44094-9516

Mortgage

Document Number0020280526
DateMar 3, 2017
Book Page002028/000526
Instrument918179
Lender
NameFRANKLIN MTG SOLUTIONS
TypeMortgage Company
Address833 W CENTRAL AVE, SPRINGBORO, OH 45066-1115
Agreement
AmountAmount Recorded
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionChardon Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,613.00 (-2.17%)$159,180 (-) Land $28,910 Building $130,270
2024$7,782.00 (+0.75%) Homeowner's exemption$159,180 (-) Land $28,910 Building $130,270
2023$7,724.00 (+24.58%) Homeowner's exemption$159,180 (+31.83%) Land $28,910 Building $130,270$454,800 (+31.83%) Land $82,600 Building $372,200
2022$120,750 Land $24,010 Building $96,740
2021$6,200.00
2020$345,000 Land $68,600 Building $276,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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