Lancaster County property record for 10000 S 31st St, Roca, NE 68430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,533 sqft · built 2022 |
| Lot Size | 0.2 acres (8,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Aug 2026) |
| Tax Bill | $5,760 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-31-102-001-000 |
| Primary APN | 16-31-102-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 3,721 sqft |
| 1st Floor Area | 1,533 sqft |
| Basement Area | 1,533 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 533 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,722 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10000 S 31ST ST |
|---|---|
| City | ROCA |
| State | NE |
| Zip | 68430-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | IRON RIDGE 1ST ADDITION, BLOCK 1, LOT 1 |
| Legal Subdivision | IRON RIDGE 1ST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 3726 |
10000 S 31st St is owned and occupied by two individuals who bought it in August 2026.
Source: Lancaster County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Sep 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK & TRUST |
| Sep 15, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLATTE VALLEY BANK |
| Nov 13, 2020 | Grant Deed, Construction Loan · Line of Credit AMERICAN NAT'L BK |
| Nov 13, 2020 | Warranty Deed, Transfer CHARTER TITLE & ESCROW SVCS INC, CHARTER TITLE & ESCROW SVCS IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Sep 15, 2023 · Amount on File |
| Deed Document Number | 202630405 |
| Prior Transfer Date | Apr 29, 2025 |
| Prior Transfer Doc | 0000013711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Aug 11, 2026 |
| Property Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Document Number | 0000030405 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202630405 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | AKSARBEN TITLE AND ESCROW, AKSARBEN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,630.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Document Number | 0000030406, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202630406 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000040047 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022040047 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Sep 15, 2023 |
| Property Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Document Number | 0000027799 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023027799 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | OMNIONE TITLE SERVICES LLC, OMNI TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $969.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000027800 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023027800 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Nov 13, 2020 |
| Property Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Document Number | 0000061106 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 61106 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 7, 2021 |
| Title Company | CHARTER TITLE & ESCROW SVCS INC, CHARTER TITLE & ESCROW SVCS IN |
| Amount | Amount on Record |
|---|---|
| Tax | $295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12040 MCDERMOTT PLZ #200 LA VISTA NE 681282354, 200, LA VISTA, NE 68128-2354 |
| Investor | Possibly a Property Investor |
| Document Number | 61110 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 61110 |
| Name | AMERICAN NAT'L BK |
|---|---|
| Type | Bank |
| Address | 8990 W DODGE RD, OMAHA, NE 68114-3329 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 12, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Nov 13, 2020 |
| Property Address | 10000 S 31ST ST, ROCA, NE 68430-4433 |
| Document Number | 0000060928 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 60928 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | CHARTER TITLE & ESCROW SVCS INC, CHARTER TITLE & ESCROW SVCS IN |
| Amount | Amount on Record |
|---|---|
| Tax | $493.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10000 S 31ST ST ROCA NE 684304433, ROCA, NE 68430-4433 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10000 S 31st St was $5,760.
Source: Lancaster County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Lincoln City |
| Unified School District | Lincoln Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,760.00 | $459,400 Land $77,000 Building $382,400 | $459,400 Land $77,000 Building $382,400 |
| 2023 | $3,776.00 (+294.15%) | $232,400 (+342.67%) Land $77,000 Building $155,400 | $232,400 (+342.67%) Land $77,000 Building $155,400 |
| 2022 | $958.00 | $52,500 Land $52,500 | $52,500 Land $52,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10000 S 31st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10000 S 31st St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Big Red Communications Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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