Carteret County property record for 10000 Coast Guard Rd, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,088 sqft · built 2004 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $462,000 (Apr 2020) |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5373.11.75.2941000 |
| Primary APN | 5373.11.75.2941000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,088 sqft Heated Area |
| Gross Area | 3,117 sqft |
| 1st Floor Area | 2,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,782 sqft (0.523 acres) |
| Lot Dimensions | 179 ft deep x 122 ft wide |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 58902 |
|---|---|
| Street Address | 10000 COAST GUARD RD |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 JERRY CORE S/D |
| Legal Subdivision | JERRY L CORE |
| Legal Block | 75 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
10000 Coast Guard Rd is owned and occupied by two individuals who bought it in April 2020.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10000 COAST GUARD RD, EMERALD ISLE, NC 28594-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on File |
| Deed Sale | Apr 20, 2020 · Amount on File |
| Prior Sale | May 15, 2013 · Amount on File |
| Deed Document Number | 20201669284 |
| Deed Book / Page | 1669 / 284 |
| Prior Transfer Date | May 13, 2009 |
| Prior Transfer Doc | 0013080012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 10000 COAST GUARD RD, EMERALD ISLE, NC 28594-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017200051 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 1720/51 |
| Instrument | 1720051 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 20, 2020 |
| Property Address | 10000 COAST GUARD RD, EMERALD ISLE, NC 28594-2201 |
| Document Number | 0016690284 |
| Book / Page | 1669 / 284 |
| Map Reference | MB 28 PG 438 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 1669284 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9906 THISTLEROY LN, 9906, EMERALD ISLE, NC 28594-2211 |
| Name | Verified Name |
|---|---|
| Address | 10000 COAST GUARD RD, EMERALD ISLE, NC 28594-2201 |
| Document Number | 1669285 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 1669-285 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Index | Prime Rate |
|---|
The 2025 property tax bill for 10000 Coast Guard Rd was $4,052.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,096,933 (-) Land $450,777 Building $646,156 | $1,096,933 (-) Land $450,777 Building $646,156 | |
| 2025 | $4,052.00 | $1,096,933 Land $450,777 Building $646,156 | $1,096,933 Land $450,777 Building $646,156 |
| 2023 | $351,807 Land $122,000 Building $229,807 | $351,807 Land $122,000 Building $229,807 | |
| 2022 | $1,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10000 Coast Guard Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10000 Coast Guard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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