1000 Valley View Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 1000 Valley View Ave, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,209 sqft · built 1970
Lot Size	0.19 acres (8,274 sqft)
Owner	Trust Name on File
Last Sale	$375,000 (Nov 2022)
Tax Bill	$4,929 (2024)
Deeds & Mortgages	May 2024 Sale Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-376-002`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-376-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,209 sqft Living Area
1st Floor Area	1,199 sqft
Basement Area	991 sqft
Unfinished Basement	991 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,274 sqft (0.19 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1000 VALLEY VIEW AVE
City	PETOSKEY
State	MI
Zip	49770-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	WILCOXEN & MC CUNE'S ADD. LOT 3 LESS THE S 16 FT THEREOF. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	WILCOXEN AND MCCUNES SUBDIVISION
Legal Lot Number	3
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3013
Census Tract	970700

Owner

1000 Valley View Ave is owner-occupied and held in a trust since May 2024.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Nov 22, 2017	Warranty Deed, Transfer KAYE FINANCIAL CORP
Jul 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Nov 22, 2017 · Amount on File
Deed Document Number	20225201209
Deed Book / Page	1248 / 241
Last Transfer Date	May 1, 2024
Transfer Doc	001259/371
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 1, 2024
Property Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119
Document Number	001259/371
Book / Page	1259 / 371
Instrument Date	May 1, 2024
Instrument	5212380
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 1, 2022
Property Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119
Document Number	001248/241
Book / Page	1248 / 241
Instrument Date	Oct 21, 2022
Instrument	5201209
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119

Mortgage

Document Number	0005201210
Date	Nov 1, 2022
Instrument	5201210

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 22, 2017
Property Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119
Document Number	01199/0527
Book / Page	1199 / 0527
Instrument Date	Nov 16, 2017
Instrument	5152410
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,779.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 SCENIC HOLLOW DR, 1613, ROCHESTER HILLS, MI 48306-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119

Mortgage

Document Number	01199/0528
Date	Nov 22, 2017
Book Page	1199/0528
Instrument	5152441

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 21, 2017
Property Address	1000 VALLEY VIEW AVE, PETOSKEY, MI 49770-3119
Document Number	01196/0407
Book / Page	1196 / 0407
Instrument Date	Jul 13, 2017
Instrument	5149283
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 VALLEY VIEW AVE, 1000, PETOSKEY, MI 49770-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S GENESSEE ST, BELLAIRE, MI 49615-9651

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,100 (+8.83%) Land $202,100	$404,200 (+8.83%) Land $404,200
2025		$185,700 Land $185,700	$371,400 Land $371,400
2024	$4,929.00
2023		$136,100 Land $136,100	$272,200 Land $272,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1000 Valley View Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Valley View Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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