1000 Rte 46 E, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 1000 Rte 46 E, Ridgefield, NJ 07657

Property Summary

Property TypeVacant Land
Lot Size15.5 acres (676,487 sqft)
OwnerCompany Name on File
Last Sale$67,560 (Dec 2021)
Tax Bill$434,079 (2025)
Deeds & MortgagesMar 2023 Construction Loan
Jul 2021 Construction Loan
+ 7 more
Flood ZoneZone AE (high risk)
APN49-00503-0000-00001

Property Details

APN / Parcel Number

Primary APN49-00503-0000-00001
Alternative APNs
  • 4900039000000001
  • 490050300001

Exterior

Lot Area676,487 sqft

Location & Zoning

Old Parcel Number4900039000000001
Street Address1000 ROUTE 46 E
CityRIDGEFIELD
StateNJ
Zip07657
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeOMH
Legal Description15.53
Legal SubdivisionHAMMOND
Legal Block503
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group3
Census Block3006
Census Tract45200

Owner

1000 Rte 46 E, vacant land, is owned by a company that bought it in December 2021.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of RecordCompany Name on File
Mailing Address1 MEADOWLANDS PLZ, 802, EAST RUTHERFORD, NJ 07073-2152
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed of Trust, Mortgage · Construction Mortgage
BMO HARRIS BANK NA
Jul 27, 2021Deed of Trust, Mortgage · Construction Mortgage
1098 RT 46 FUNDING LP
Dec 3, 2021Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Jan 21, 2020Grant Deed, Transfer · Line of Credit
AFF III RIDGEFIELD LLC
Sep 29, 2017Deed of Trust, Mortgage
ROMSPEN MTG
Sep 29, 2017Deed of Trust, Mortgage
100 MILE FUND LLC 100 MILE FUND LLC
Sep 29, 2017Loan Modification, Mortgage · Line of Credit
OTHER INSTITUTIONAL LENDERS
Sep 29, 2017Loan Modification, Mortgage
OTHER INSTITUTIONAL LENDERS
Jan 3, 2018Loan Modification, Mortgage · Line of Credit
ROMSPEN US MTG LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on File
Deed SaleDec 3, 2021 · Amount on File
Prior SaleJan 21, 2020 · Amount on File
Deed Document Number2021176453
Deed Book / Page4478 / 1830
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1000 ROUTE 46 EAST, RIDGEFIELD, NJ 07657
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 VESEY ST 15, 15, NEW YORK, NY 10281-1065

Mortgage

Document Number0049490809
DateMar 10, 2023
Book Page4949/809
Instrument2023017926
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressSAN RAMON, CA 94583
Agreement
TypeConstruction Mortgage
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1000 ROUTE 46 EAST, RIDGEFIELD, NJ 07657
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 49TH ST, BROOKLYN, NY 11204-1134

Mortgage

Document Number0042960081
DateJul 27, 2021
Book Page4296/81
Instrument2021120309
Lender
Name1098 RT 46 FUNDING LP
TypeNon-Lending Institution
AddressWOODMERE, NY 11598
Agreement
TypeConstruction Mortgage
AmountAmount on Record

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 3, 2021
Property Address1000 ROUTE 46 EAST, RIDGEFIELD, NJ 07657
Document Number0044781830
Book / Page4478 / 1830
Instrument DateOct 4, 2021
Instrument2021176453
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1549 49TH ST, BROOKLYN, NY 11219-3212

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 VESEY ST, NEW YORK, NY 10281-1052

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJan 21, 2020
Property AddressRAILROAD TO OVERPECK, RIDGEFIELD, NJ 07657
Document Number0034670146
Book / Page003467 / 000146
Instrument DateOct 4, 2019
Instrument20005122
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1649 49TH ST #1ST BROOKLYN NY 112041134, 1ST, BROOKLYN, NY 11204-1134

Mortgage

Document Number34670155
DateJan 21, 2020
Book Page003467/000155
Instrument20005123
Lender
NameAFF III RIDGEFIELD LLC
Address2100 POWERS FERRY RD SE # 350, ATLANTA, GA 30339-5068
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJan 20, 2021
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property AddressRAILROAD TO OVERPECK, RIDGEFIELD, NJ 07657
Document Number0027740194
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyROYAL ABSTRACT CORPORATION, ROYAL ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address630 BEAVERKILL RD OLIVEBRIDGE NY 124615707, OLIVEBRIDGE, NY 12461-5707

Mortgage

Document Number0027740194
DateNov 1, 2017
Book Page002774/000194
Lender
NameROMSPEN MTG
TypeMortgage Company
Agreement
AmountAmount on Record

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property AddressRAILROAD TO OVERPECK, RIDGEFIELD, NJ 07657
Document Number0027740226
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyROYAL ABSTRACT CORPORATION, ROYAL ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address630 BEAVERKILL RD OLIVEBRIDGE NY 124615707, OLIVEBRIDGE, NY 12461-5707

Mortgage

Document Number0027740226
DateNov 1, 2017
Book Page002774/000226
Lender
Name100 MILE FUND LLC 100 MILE FUND LLC
TypeMortgage Company
Address570 SYLVAN AVE, ENGLEWOOD CLIFFS, NJ 07632-3132
Agreement
AmountAmount on Record

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERGEN NJ
Property AddressRAILROAD TO OVERPECK, RIDGEFIELD, NJ 07657
Document Number0028252171
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyROYAL ABSTRACT CORPORATION, ROYAL ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address630 BEAVERKILL RD OLIVEBRIDGE NY 124615707, OLIVEBRIDGE, NY 12461-5707

Mortgage

Document Number0028252171
DateJan 3, 2018
Book Page002825/002171
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeMortgage Company
Address570 SYLVAN AVE, ENGLEWOOD CLIFFS, NJ 07632-3132
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERGEN NJ
Property AddressRAILROAD TO OVERPECK, RIDGEFIELD, NJ 07657
Document Number0027740113
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyROYAL ABSTRACT CORPORATION, ROYAL ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address630 BEAVERKILL RD OLIVEBRIDGE NY 124615707, OLIVEBRIDGE, NY 12461-5707

Mortgage

Document Number0027740113
DateNov 1, 2017
Book Page002774/000113
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
Address570 SYLVAN AVE, ENGLEWOOD CLIFFS, NJ 07632-3132
Agreement
AmountAmount on Record
Term12 Months
DueOct 31, 2018

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERGEN NJ
Recording DateJan 3, 2018
Property AddressRAILROAD TO OVERPECK, RIDGEFIELD, NJ 07657
Document Number0028252180
Book / Page002825 / 002180
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyROYAL ABSTRACT CORPORATION, ROYAL ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address630 BEAVERKILL RD OLIVEBRIDGE NY 124615707, OLIVEBRIDGE, NY 12461-5707

Mortgage

Document Number28252180
DateJan 3, 2018
Book Page002825/002180
Lender
NameROMSPEN US MTG LP
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1000 Rte 46 E was $434,079.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,624,500 (-) Land $25,624,500$25,624,500 (-) Land $25,624,500
2025$434,079.00$25,624,500 Land $25,624,500$25,624,500 Land $25,624,500
2024$434,079.00
2023$25,624,500 Land $25,624,500$25,624,500 Land $25,624,500
2022$434,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 Rte 46 E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1999–2021)
Claims Outside the SFHA8 of 13
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1000 Rte 46 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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