1000 Rosemont Ave, Frederick, MD 21701 Property Records

Frederick County property record for 1000 Rosemont Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,978 sqft · built 1953
Lot Size	0.301 acres (13,130 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (May 2017)
Tax Bill	$10,087 (2024)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-101904`

Property Details

APN / Parcel Number

Primary APN	`02-101904`
Alternative APNs	`2101904` `101904`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,978 sqft Living Area
1st Floor Area	1,506 sqft
Basement Area	484 sqft
Finished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,130 sqft (0.301 acres)
Lot Dimensions	202 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	101904
Street Address	1000 ROSEMONT AVE
City	FREDERICK
State	MD
Zip	21701-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT #16 65 X 202 1000 ROSEMONT AVE. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2011
Census Tract	750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1000 Rosemont Ave is owned and occupied by two individuals who bought it in May 2017.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1000 ROSEMONT AVE, FREDERICK, MD 21701-4125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
May 17, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 15, 2017	Grant Deed, Transfer · Conventional with PMI GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Deed Document Number	201711822-0404
Deed Book / Page	11822 / 404
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0075820099
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1000 ROSEMONT AVE, FREDERICK, MD 21701-4125
Document Number	0144640044
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1000 ROSEMONT AVE FREDERICK MD 217014125, FREDERICK, MD 21701-4125

Mortgage

Document Number	0144640044
Date	Jan 13, 2021
Book Page	014464/000044

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 17, 2017
Property Address	1000 ROSEMONT AVE, FREDERICK, MD 21701-4125
Document Number	0118220416
Book / Page	011822 / 000416
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1000 ROSEMONT AVE FREDERICK MD 217014125, FREDERICK, MD 21701-4125

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2017
Property Address	1000 ROSEMONT AVE, FREDERICK, MD 21701-4125
Document Number	0118220404
Book / Page	011822 / 000404
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1000 ROSEMONT AVE FREDERICK MD 217014125, FREDERICK, MD 21701-4125

Mortgage

Document Number	118220417
Date	May 15, 2017
Book Page	011822/000417

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$617,100 Land $236,000 Building $381,100	$617,100 Land $236,000 Building $381,100
2024	$10,087.00 (+7.15%)
2023	$9,414.00 Homeowner's exemption	$534,433	$617,100 Land $236,000 Building $381,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 Rosemont Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Rosemont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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