1000 Rayners Ln, Joppa, MD 21085 Property Records

Harford County property record for 1000 Rayners Ln, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1963
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Oct 2015)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-097008`

Property Details

APN / Parcel Number

Primary APN	`01-097008`
Alternative APNs	`1097008` `097008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	450 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	097008
Street Address	1000 RAYNERS LN
City	JOPPA
State	MD
Zip	21085-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100X450 1000 RAYNERS LANE ANNE'S DELIGHT
Legal Subdivision	ANNES DELIGHT
Legal Lot Number	1000
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301301

Owner

Source: Harford County records · APN 01-097008

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1000 RAYNERS LN, JOPPA, MD 21085-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 05, 2019	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2015 · Amount on Record
Deed Sale	Oct 06, 2015 · Amount on Record
Deed Book / Page	11478 / 334
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1000 RAYNERS LN, JOPPA, MD 21085-3923
Transaction Type	Mortgage
Record Updated	Aug 06, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149220108
Date	Jul 27, 2021
Book Page	14922/108

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1000 RAYNERS LN, JOPPA, MD 21085-3923
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134260418
Date	Sep 05, 2019
Book Page	13426/0418

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,500 (+22.61%) Land $69,100 Building $174,400	$243,500 (+22.61%) Land $69,100 Building $174,400
2025	$2,387.00 (+10.3%)
2023		$198,600 Land $69,100 Building $129,500	$198,600 Land $69,100 Building $129,500
2022	$2,164.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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